Essays about: "Banking Habits"

Found 4 essays containing the words Banking Habits.

1. 1. Behavioral Patterns of Sweden ́s Millennials in Their Investment Activities for Fintech Product Development : An Empirical Study of Millennial Consumers in Sweden

   University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

   Author : Asmik Arakelian; Kira Zhukova; [2022]
   Keywords : Fintech; Personal Investing; Personal Savings; Behavioural Research; Product Development; Fintech; Personlig Investering; Personligt Sparande; Beteendeforskning; Produktutveckling;

   Abstract : With the development of technologies, as well as the introduction of new regulations, the banking sector is facing increasing competition from Fintech startups and companies. This weakens the monopoly of banks on financial services, which can now be provided by various kinds of companies. READ MORE

3. 2. Cash is [no longer] king: is an e-krona the answer? : - a de lege ferenda investigation of the Swedish Riksbank's issuing mandate and other legal callenges in relation to economic effects on the payment market

   University essay from Linköpings universitet/Filosofiska fakulteten; Linköpings universitet/Affärsrätt

   Author : Arnela Imamovic; [2019]
   Keywords : E-crown; e-crown project; central bank digital currency; money; cash; banknotes and coins; physical money; tangibles; currency; legal tender; the Swedish Riksbank Act; commercial bank money; digital money; the Swedish Riksbank; central bank; commercial bank; bank; banking law; law; jurisprudence; monetary policy; safe and efficient payment system; cash-provision; economy; the payment system; digitalization; development of society; fractional reserve banking; bank run; zero lower bound; E-krona; e-kronaprojekt; digital centralbankspeng; pengar; kontanter; sedlar och mynt; fysiska pengar; valuta; lagliga betalningsmedel; affärsbankspengar; digitala pengar; Riksbanken; centralbank; affärsbank; bank; bankrätt; juridik; Lag 1988:1385 om Sveriges riksbank; penningpolitik; säkert och effektivt betalningsväsende; kontantförsörjning; ekonomi; betalningssystemet; digitalisering; samhällsutveckling; fractional reserve banking; bankrusning; zero lower bound;

   Abstract : For the past decades, the Swedish public’s payment habits have changed, where the majority of the public has abandoned the old way of making payments, using cash, and instead opted for more modern payment solutions, digital money. The difference between cash and digital money is that cash is physical and only issued by the Riksbank, whereas digital money is created by and stored on accounts at commercial banks. READ MORE

4. 3. The Digital Revolution: Structural transformation and changing demand of the banking industry

   University essay from Göteborgs universitet/Graduate School

   Author : Oscar Bördin; Philip Engsfelt; [2016-09-27]
   Keywords : Adoption Barriers; Banking; Banks; Banking Services; Banking Habits; Cannibalization Effect; Digitalization; Digital Banking; Digital Platforms; Disruptive Innovation; Fintech; Innovation; Internet; Mobile; Non-Traditional Banks; Radical Innovation; Technology; Value Proposition;

   Abstract : Due to technological revolutions, the digitalization has drastically changed the conditions for all actors competing in the banking industry. As a result of new technological advances and digital innovations facilitating for private banking customers to become self-going, it is very important for all banks to be aware of what implications changing customer habits might have on their businesses. READ MORE

5. 4. Contactless Mobile Payments entering Europe : The contactless mobile payment ecosystem and potential on the European market

   University essay from KTH/Industriell ekonomi och organisation (Inst.)

   Author : Emelie Andrén Meiton; Marie Lagström; [2011]
   Keywords : Contactless mobile payments; near field communication NFC ; mobile payment ecosystem; payment ecosystem; Google; Android;

   Abstract : Abstract Contactless mobile payments are a payment method done with a mobile phone and a contactless technology. Instead of paying with cash, a payment card or a cheque, a user can tap its mobile phone onto a terminal to pay. Across the globe, several markets have been embracing the need for new payment methods. READ MORE