Essays about: "Business lending"

Showing result 1 - 5 of 86 essays containing the words Business lending.

1. 1. A Lagom Level of Debt: Swedish household indebtedness in the 21st century

   University essay from Lunds universitet/Ekonomisk-historiska institutionen

   Author : Sebastian Krook; [2023]
   Keywords : household debt; debt-to-income ratio; mortgage; financial stability; Financial Accelerator; Business and Economics;

   Abstract : This thesis studies the causes of rising household and particularly mortgage debt in Sweden between 1995 and 2020. It aims to contribute to the understanding of institutional factors behind increasing debt, such as policy regulating lending. READ MORE

3. 2. Risky Business: The Intersection of Sustainability and Credit Risk Assessment – a Strategic Perspective

   University essay from Blekinge Tekniska Högskola/Institutionen för strategisk hållbar utveckling

   Author : Vincenzo Giunta; Emma Bäckman; Monica Elizabeth Salirwe; Jackline Kalyonge; [2023]
   Keywords : credit risk assessment; Framework for Strategic Sustainable Development; sustainability integration; sustainability challenge;

   Abstract : The imminent consequences of the deteriorating state of the socio-ecological systems pose significant challenges to the well-being of society and societal functioning. The financial sector, specifically banks, plays a crucial role in the transition toward sustainable development because they hold the financial resources and the power to allocate these resources. READ MORE

4. 3. Decarbonisation pathways for the Indonesian power system : policy measures and financial schemes options

   University essay from KTH/Energiteknik

   Author : Miguel Alumbreros Rodríguez; [2022]
   Keywords : Indonesia; power system; decarbonisation; policy measures; financial schemes; Indonesien; kraftsystem; avkarbonisering; politiska åtgärder; finansiella system;

   Abstract : In view of the potential threat climate change poses around the globe, countries are pledging to emission reductions to alleviate its consequences. As part of the Paris Agreement, Indonesia set sustainability targets for the energy sector, where one of the biggest emitters is the national power system. READ MORE

5. 4. The value of detailed product information in credit risk prediction : A case study applied to Klarna’s Pay Later orders in Sweden

   University essay from KTH/Skolan för industriell teknik och management (ITM)

   Author : Mimmi Andersson; Louise von Sydow Yllenius; [2022]
   Keywords : Credit Risk Management; Consumer Credit; BNPL; Credit Scoring; Alternative Data; Product Category; Product Type; Responsible Lending; e-commerce; Kreditriskbedömning; BNPL; konsumenkredit; alternativ data; produktkategori; produkttyp; hållbar kreditgivning; onlinehandel;

   Abstract : In this study we propose to enhance the predictive power of a Buy Now, Pay Later (BNPL) consumer credit scorecard by leveraging detailed product information. The object of analys is in this study is Klarna Bank AB, which is the largest retail finance provider in Sweden. READ MORE

6. 5. Conceptualizing the Role of the Financial Industry in Sustainability Transitions in Agriculture

   University essay from Lunds universitet/Institutionen för kulturgeografi och ekonomisk geografi

   Author : Joel Petersson; [2022]
   Keywords : Multi-Level Perspective; Geography; Insurance; Lending; Banking; Agronomy; Business Models; Social Sciences;

   Abstract : This thesis explores the way that the Multi-Level Perspective (MLP) can be used to understand the role of financial business services in sustainable transitions in agriculture. In doing so this thesis answered the following questions: How could the Multi-Level Perspective be used to understand the role of financial business services in sustainability transitions in agriculture? What questions may this be useful in answering? Firstly, by taking a structured approach to testing a novel approach to the MLP that can potentially contend with prior critiques to the MLP. READ MORE