Essays about: "Originate-to-Distribute Model"

Found 1 essay containing the words Originate-to-Distribute Model.

  1. 1. PEER-TO-PEER LENDING : THE EFFECTS OF INSTITUTIONAL INVOLVEMENT IN SOCIAL LENDING

    University essay from Högskolan i Jönköping/IHH, Företagsekonomi

    Author : Marcus Tengvall; Gustav Claesson; [2015]
    Keywords : Peer-to-Peer Lending; Institutional Involvement; Originate-to-Distribute Model; Secondary Market; Screening Incentives; Information Asymmetry;

    Abstract : This thesis examines the consequences of an increased institutional involvement in the recently emerging lending business known as peer-to-peer lending (P2PL). Since the P2PL business itself is a type of originate-to-distribute (OTD) lending model – in which the originator never carries the risk for the loans – this thesis investigates the effects it can have on the quality of the screening of potential borrowers, and if it could create a misalignment of interests between different stakeholders in the P2PL market. READ MORE