Essays about: "SMe loans"

Showing result 1 - 5 of 10 essays containing the words SMe loans.

  1. 1. Are concessional state loans available to every SME? - Challenges and opportunities in the provision of concessional state loans for micro and small businesses engaged in tourism in the regions of Azerbaijan

    University essay from Lunds universitet/Institutionen för kulturgeografi och ekonomisk geografi; Lunds universitet/LUMID International Master programme in applied International Development and Management

    Author : Elmar Hajiyev; [2023]
    Keywords : Tourism and development; Micro and small businesses; Access to finance; Concessional state loans; Environmental factors; Supply-side factors; Demand-side factors; Social Sciences;

    Abstract : Tourism is considered one of the main driving forces of economic growth. At the same time, micro and small businesses play a vital role in the development of the tourism sector as a supply side. Also, the development of entrepreneurial activity directly depends on internal and external financial resources. READ MORE

  3. 2. Determining an Optimal Loan Limit Strategy for SME Lending

    University essay from KTH/Matematisk statistik

    Author : Isac Karlsson; Ludvig Wärnberg Gerdin; [2020]
    Keywords : Lending to Small and Medium-sized Enterprises; linear programming; loan limit; FinTech; Kreditgivning till Små och Medelstora Företag; linjär programmering; lånlimit; FinTech;

    Abstract : The purpose of this thesis it to determine an optimal loan limit strategy. The optimality conditions are formulated in two different ways to account for two different objectives: maximizing the total profit and maximizing the approval rate. These objectives have been formulated as mathematical models and solved using linear programming. READ MORE

  4. 3. Sponsoring Entrepreneurship : A qualitative study on the effectiveness of government financing programs in sponsoring SME entrepreneurship in Botswana

    University essay from Uppsala universitet/Statsvetenskapliga institutionen

    Author : Jesper Bernhardsson; [2017]
    Keywords : SME entrepreneurship; government financing programs; agency problems; loan repayment;

    Abstract : The value of entrepreneurship in catalysing economic and social development in developing economies is well-documented. Government SME financing programs in Botswana have helped increase access to capital for entrepreneurs, but high default rates on loans have held down overall performance. READ MORE

  5. 4. Demand of External Finance by Manufacturing SMEs in Addis Ababa, Ethiopia

    University essay from Göteborgs universitet/Graduate School

    Author : Elias Eriksson; [2015-07-13]
    Keywords : SME finance; Ethiopia; Capital structure; Pecking order theory; Trade-off theory;

    Abstract : Poverty can be reduced if more good jobs are created. Small- and medium-sized enterprises (SMEs) are good job creators, but there are few such firms in the countries that would need them most. READ MORE

  6. 5. Credit Risk Evaluation of Swedish SMEs : A Banking Sector Perspective

    University essay from Umeå universitet/Företagsekonomi

    Author : Maria Hörstedt; Johanna Linjamaa; [2015]
    Keywords : Credit Risk; Risk Evaluation; Banks; Financial Institutions; SME; Credit Ratings; Standard Poor’s; Capital Structure; Finance; Bank Loans; Qualitative; Quantitative;

    Abstract : As a result from the latest financial crisis, the banking industry has undergone major modifications during the last years in order to limit banks’ risks. A vast majority of existing literature tends to focus upon credit risk evaluation methods and techniques mainly concerning quantitative measures and large companies. READ MORE