Essays about: "Traditional banking"

Showing result 1 - 5 of 78 essays containing the words Traditional banking.

  1. 1. The Power of Credit Scoring: Evaluating Machine Learning and Traditional Models in Swedish Retail Banking

    University essay from Göteborgs universitet/Graduate School

    Author : Emma von der Burg; Saga Strömberg; [2023-06-29]
    Keywords : ;

    Abstract : In this paper, we investigate and compare different credit scoring models, with special attention paid to machine learning approaches outperforming traditional models. We explore a recently proposed method called the PLTR model, which is a combination of machine learning and traditional logistic regression. READ MORE

  2. 2. The sudden rise of neobanks and the threat it poses upon the traditional banking system.

    University essay from Jönköping University/Internationella Handelshögskolan

    Author : Victor Lindström; Olof Nilsson; [2023]
    Keywords : ;

    Abstract : The aim of this paper is to investigate the emergence of neobanks in the financial services industry, and whether they pose a threat to traditional banks. To successfully answer this, gaps in previous research and studies were examined to generate three research questions. READ MORE

  3. 3. Navigating Employee Job Satisfaction and Performance: An empirical study of FinTech adoption in a Finnish bank

    University essay from Umeå universitet/Företagsekonomi

    Author : Saher Sakr; Maiju Viitanen; [2023]
    Keywords : financial technology; fintech; technology adoption; technology acceptance; technology resistance; technology implementation; employee satisfaction; employee performance; financial institutions; traditional financial institutions; banks; banking industry; finnish banks; op bank; digitalization; digital financing; innovation in banking; artificial intelligence; blockchain; robo-advising; peer-to-peer; internet-of-things; mobile banking; online banking; theory of reasoned action; technology acceptance model; unified theory of acceptance and use of technology; motivational model;

    Abstract : While FinTech is a relatively recent subject in academic literature, it is widely acknowledged as one of the most notable innovations within the financial industry. Despite the growing interest in FinTech, there is currently a lack of comprehensive understanding regarding the exact implications it will have on established financial institutions. READ MORE

  4. 4. Financial Technology's effect on the Swedish banking Industry - A study on competition and competitive strategies

    University essay from Lunds universitet/Produktionsekonomi

    Author : Douglas Wilsby; Knut Winström; [2023]
    Keywords : FinTech; competition; competitive strategy; digitalisation; technology; Open Banking; Strategy; Business model; Digital.; Technology and Engineering;

    Abstract : Titel: Financial Technology's effect on the Swedish banking Industry - A study on competition and competitive strategies Authors: Douglas Wilsby, Industrial Engineering 2018, LTH; Knut Winström, Mechanical Engineering 2018, LTH Supervisor: Ingela Elofsson, Division of Production Management at Faculty of Engineering LTH Background: The rapid advancement of technology has the potential to disrupt established industries, including the banking sector. Companies that fail to adapt to technological shifts risk losing their competitive advantage and face challenges. READ MORE

  5. 5. Navigating the Era of Open Banking: The Opportunities and Threats of Open Banking - a Case Study of Nordea and the Open Banking Ecosystem

    University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Author : Dennis Kiener; Ronaldo Sprenger; [2023]
    Keywords : Open Banking; PSD2; FinTech; Banks; Finance;

    Abstract : Regulatory changes and shifts in technology enabled the rise of Open Banking. In this paper, we examine the opportunities and threats implied by Open Banking on traditional banks and the strategies on how to navigate the era of Open Banking, using Nordea as an example. READ MORE