Essays about: "bank loan management system"

Showing result 1 - 5 of 8 essays containing the words bank loan management system.

  1. 1. Managing Risk and Uncertainty in the Mortgage Loan Process : A Case Study of Private Advisors’ Decision-Making Behavior in a Swedish Bank

    University essay from Uppsala universitet/Företagsekonomiska institutionen

    Author : Ylva Lindén; Nathalie Palmaer; [2015]
    Keywords : Risk; Risk Management; Credit Risk; Credit Default Risk; Operational Risk; Exogenous Risk; Decision-Making; Uncertainty; Heuristics; Intuition; Mortgage Loan; Subjectivity; Objectivity; Banking System;

    Abstract : Monitoring credit risks in an effective way is crucial, and Swedish banks can to a great extentuse their own models and terms in the evaluation process of an individual’s creditworthiness.There is however a lack of transparency in decision-making process of mortgage loans. READ MORE

  2. 2. How to deal with issues arising in the loan loss provisioning process - A case study of a large Swedish bank

    University essay from Handelshögskolan i Stockholm/Institutionen för redovisning och finansiering

    Author : Julia Persson; Magnus Lundberg; [2012]
    Keywords : Loan Loss Provision; IAS 39; Bank; Smoothing; Risk;

    Abstract : By conducting a case study on a Swedish bank, we aim at filling the gap in previous research and increasing the understanding about loan loss provisioning, by identifying issues that arise during the loan loss provisioning process. We show that three main issues arise during the process: (1) how to design the internal guidelines to achieve a consistent process, (2) how to consistently identify and handle when to take a provision, and (3) how to estimate the size of provision. READ MORE

  3. 3. FINANCING OPTIONS FOR SMALL AND MEDIUM-SIZED ENTERPRISES (SMES) : EXPLORING NON-BANK FINANCIAL INSTITUTIONS AS AN ALTERNATIVE MEANS OF FINANCING

    University essay from Blekinge Tekniska Högskola/Sektionen för management

    Author : ESISAL-RUTH LEMUEL; [2009]
    Keywords : Non-Bank Financial Institutions; Financing; Small and Medium-sized Enterprises ;

    Abstract : ABSTRACT BACKGROUND AND PROBLEM DISCUSSION: Small and medium-sized enterprises are observed as capable instruments to solving the critical problems of development and poverty affecting most developing countries (Kayanula and Quartey 2000; Mead and Liedholm 1998; Fischer 1995), therefore the need for their growth in Nigeria is beyond question. Amidst many other problems, gaining access to bank credits and other financial markets have been identified as a key hindrance to this growth. READ MORE

  4. 4. Usability of GIS in banking sector : A case study of banking environment in Bangladesh

    University essay from Linköpings universitet/Institutionen för datavetenskap

    Author : Razib Masum; Palash Chandra Roy; [2008]
    Keywords : GIS; Bank Loan; Customer location; Customer service;

    Abstract :  In recent time, GIS technology has been used in banking sector. Geographical  Information System uses to make a better management in various sectors in the real life world. The GIS technology covered how to make a decision, data sourcing, data quality and used them in real time environments. READ MORE

  5. 5. Decision support system towards integrated water resource management for Jaunpur basin, Uttar Pradesh, India

    University essay from Lunds universitet/Avdelningen för Teknisk vattenresurslära

    Author : Ma-Paa Puratchikkanal; [2008]
    Keywords : Technology and Engineering;

    Abstract : The concept of Integrated Water Resource Management (IWRM), which has been successful in Murray-Darling Basin, Australia, is transferred to India through World Bank loan assistance. Uttar Pradesh, one of the states in India has formulated Uttar Pradesh Water Sector Restructuring Project (UPWRSP) in view of implementing IWRM. READ MORE