Essays about: "banking regulations"

Showing result 1 - 5 of 81 essays containing the words banking regulations.

  1. 1. Moral Hazard and Banking Risk, a Euro Area Analysis

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Emanuel Skeppås; [2023]
    Keywords : Moral Hazard; Capital regulation; Risk; Ownership Influence; Bank Charter; Profitability; Business and Economics;

    Abstract : The study investigates the effects of capital regulations on risk-taking within the Euro- zone banking sector from 2013 to 2019, specifically focusing on the impact of moral hazard stemming from bank charter value and ownership influence. Previous research suggests both bank charters and ownership influence can prompt different risk behaviours and po- tentially influence the effectiveness of capital regulations. READ MORE

  3. 2. Different regulatory regimes and banking crises - The role of moral hazard

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Felix Olsson-Lejon; [2023]
    Keywords : Moral hazard; Bonus regulations; Liquidity regulations; Silicon Valley Bank; Business and Economics;

    Abstract : Since 1988 there have been international attempts to regulate banks with the Basel Rules; despite these international efforts to regulate banks within the Basel Rules, the rules have been insufficient. The financial crisis of 2008 highlighted the importance of regulatory oversight in the banking sector. READ MORE

  4. 3. Navigating the Era of Open Banking: The Opportunities and Threats of Open Banking - a Case Study of Nordea and the Open Banking Ecosystem

    University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Author : Dennis Kiener; Ronaldo Sprenger; [2023]
    Keywords : Open Banking; PSD2; FinTech; Banks; Finance;

    Abstract : Regulatory changes and shifts in technology enabled the rise of Open Banking. In this paper, we examine the opportunities and threats implied by Open Banking on traditional banks and the strategies on how to navigate the era of Open Banking, using Nordea as an example. READ MORE

  5. 4. Banking crisis in Sweden and Denmark and governmental interventions

    University essay from Lunds universitet/Statsvetenskapliga institutionen

    Author : Natali Corsi; [2023]
    Keywords : Banking crisis Denmark; Banking crisis Sweden; Theory of Economic Regulation; governmental intervention; regulations in financial sector; history of banking.; Law and Political Science;

    Abstract : Crisis in the financial sector have come to be a natural part of the economic cycles, as well as the compulsory regulatory measures that follow. These processes have been documented since the beginning of financial revolutions where the states and financial institutions are intertwined in an eternal dance ever since. READ MORE

  6. 5. Behavioral Patterns of Sweden ́s Millennials in Their Investment Activities for Fintech Product Development : An Empirical Study of Millennial Consumers in Sweden

    University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Author : Asmik Arakelian; Kira Zhukova; [2022]
    Keywords : Fintech; Personal Investing; Personal Savings; Behavioural Research; Product Development; Fintech; Personlig Investering; Personligt Sparande; Beteendeforskning; Produktutveckling;

    Abstract : With the development of technologies, as well as the introduction of new regulations, the banking sector is facing increasing competition from Fintech startups and companies. This weakens the monopoly of banks on financial services, which can now be provided by various kinds of companies. READ MORE