Essays about: "credit allocation"

Showing result 1 - 5 of 28 essays containing the words credit allocation.

  1. 1. Green Numbers in Grey Areas: A study on what methods credit analysts use to integrate incomplete ESG data in the credit rating process

    University essay from Handelshögskolan i Stockholm/Institutionen för redovisning och finansiering

    Author : Erik Voss-Schrader; Gustav Ryhre; [2024]
    Keywords : Credit; Debt; Rating; ESG; Epistemic;

    Abstract : In response to the urgent need to address global warming, this study investigates the efforts of two credit rating agencies (CRAs), Aries and Orion, to integrate environmental, social, and governance (ESG) factors into their financial analyses amidst challenges posed by inconsistent and unstandardized data. Based on interviews with nine CRA representatives and Knorr Cetina's theory of epistemic cultures, the present study reveals the difficulties faced by the CRAs with directly linking ESG factors to credit ratings. READ MORE

  3. 2. Capabilities and Processes to Mitigate Risks Associated with Machine Learning in Credit Scoring Systems : A Case Study at a Financial Technology Firm

    University essay from KTH/Skolan för industriell teknik och management (ITM)

    Author : Jakob Pehrson; Sara Lindstrand; [2022]
    Keywords : Trustworthy AI; Credit Scoring; Digital Capabilities; Fintech; Etisk AI; Kreditvärdighet; Digitala Förmågor; Fintech;

    Abstract : Artificial intelligence and machine learning has become an important part of society and today businesses compete in a new digital environment. However, scholars and regulators are concerned with these technologies' societal impact as their use does not come without risks, such as those stemming from transparency and accountability issues. READ MORE

  4. 3. Optimization of Collateral Allocation for Corporate Loans : A nonlinear network problem minimizing the expected loss in case of default

    University essay from KTH/Matematik (Avd.)

    Author : Sofia Grägg; Paula Isacson; [2022]
    Keywords : Nonlinear optimization; network problem; transportation problem; Markowitz; credit risk; Loss Given Default; Loan to Value; collateral management; many-to-many relations; modern portfolio theory; expected loss; risk management; optimization; allocation; portfolio; modeling; Icke-linjär optimering; nätverksproblem; transportproblem; Markowitz; kreditrisk; förlust givet fallisemang; belåningsgrad; säkerhetshantering; många-till-många relationer; modern portföljteori; förväntad förlust; riskhantering; optimering; allokering; portfölj; modellering.;

    Abstract : Collateral management has become an increasingly valuable aspect of credit risk. Managing collaterals and constructing accurate models for decision making can give any lender a competitive advantage and decrease overall risks. READ MORE

  5. 4. End-of-Life of Heavy Duty Vehicles

    University essay from KTH/Energiteknik

    Author : Asfand Yar Munir; [2021]
    Keywords : ;

    Abstract : There are limited studies which focus on the End of Life (EOL) of Heavy-Duty Vehicles (HDV). Also, there is no legislation which deals in the collection and recycling of the EOL of HDV inthe EU. This has necessitated the need of EOL study of HDV in the EU. READ MORE

  6. 5. The impact of agricultural credit on farm level technology adoption : the case of cacao production in post-conflict Colombia

    University essay from SLU/Dept. of Economics

    Author : Andrés Bodensiek; [2020]
    Keywords : agricultural credit; cluster analysis; cacao farming; management practices; technology adoption; regression analysis;

    Abstract : The purpose of this master thesis is to investigate how access to credit in Colombia's cacao production affects technology adoption. Technology adoption is defined as management practices, considering that low crop quality and productivity are the main problems faced by cacao farmers in Colombia. READ MORE