Essays about: "credit expansion"

Showing result 1 - 5 of 30 essays containing the words credit expansion.

  1. 1. The influence of macroenvironmental factors on online shopping and the use of BNPL

    University essay from KTH/Skolan för industriell teknik och management (ITM)

    Author : Maria Hardin; Moira Twengström; [2022]
    Keywords : ‘Buy now; pay later’; consumer credit; online shopping; e-commerce; culture; ‘Buy now; pay later’; konsumentkredit; näthandel; e-handel; kultur;

    Abstract : In the early days of e-commerce, countries took to the phenomenon at very different speeds. Researchers proved the most important factors for this to be propensity for trust and the perceived risk of online purchases. READ MORE

  3. 2. The financial development of a double-edged sword?

    University essay from Lunds universitet/Statsvetenskapliga institutionen

    Author : Bonnie Tallberg; [2021]
    Keywords : FinTech; Financial Inclusion; M-Shwari; savings; credit; Law and Political Science;

    Abstract : Since the mid-2000s, the financial sector in Kenya has experienced an unprecedented surge in financial inclusion amongst the population. Often attributed to financial technologies, commonly known as FinTech, the financial sector in Kenya has seen a boom-like expansion of providers seeking to establish themselves on the market. READ MORE

  4. 3. Crisis or Consolidation? Predicting Bank Distress in Sweden 1917-1923

    University essay from Lunds universitet/Ekonomisk-historiska institutionen

    Author : Alexander Easton; [2021]
    Keywords : Financial Crises; Commercial Banking; Financial Instability; Bank Distress.; Business and Economics;

    Abstract : Crises are inherently connected to the strengths and functions of the financial system in creating and expanding credit (Broberg and Ögren, 2019). They are as much products of the innovation and expansion which precede them as they are a cause of the realignment and adjustment that follows them. READ MORE

  5. 4. Quantitative Easing and Bubble Formation in Real-Estate : A study of the relationship between novel monetary policies and speculative bubbles in the Swedish real-estate market

    University essay from Linköpings universitet/Nationalekonomi; Linköpings universitet/Filosofiska fakulteten

    Author : Axel Öhlund; Anna Domnina; [2021]
    Keywords : Large-scale asset purchasing program; Quantitative easing; Vector Autoregression; Riksbanken; Housing Bubble; Speculative Bubbles; Unconventional Monetary Policy;

    Abstract : This thesis aims to study how much of price appreciations on the Swedish real-estate market in recent times have been fundamentally warranted, as well as if the unconventional monetary policies implemented by the Swedish central bank have had any interaction with these price escalations. The methodology employed to research this is divided into two parts. READ MORE

  6. 5. Transition Matrices Conditional on Macroeconomic Cycles: A Portfolio Stress-Test Application

    University essay from Göteborgs universitet/Graduate School

    Author : Jesper Karlsson; [2018-07-04]
    Keywords : Risk Management; Migration Analysis; Intensity Models; IFRS 9; Basel Accords; Portfolio Stress Test;

    Abstract : Transition matrices show the probabilities of credit rating migrations for a pool of ratings within a particular industry, geographical area, time-horizon, etc. Regulation, in the form of Basel accords, has opted for standards in banking that among other techniques use transition matrices, and thus the probability of default, for internally-based risk-assessment, as well as incorporating the external credit rating in the capital requirement calculation. READ MORE