Essays about: "credit institution financial performance"
Found 3 essays containing the words credit institution financial performance.
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1. Probability of Default Term Structure Modeling : A Comparison Between Machine Learning and Markov Chains
University essay from Umeå universitet/Institutionen för matematik och matematisk statistikAbstract : During the recent years, numerous so-called Buy Now, Pay Later companies have emerged. A type of financial institution offering short term consumer credit contracts. As these institutions have gained popularity, their undertaken credit risk has increased vastly. Simultaneously, the IFRS 9 regulatory requirements must be complied with. READ MORE
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2. High-risk Consumer Credit Scoring using Machine Learning Classification
University essay from Lunds universitet/Matematisk statistikAbstract : The use of statistical models in credit rating and application scorecard modelling is a thoroughly explored field within the financial sector and a central component in a credit institution’s underlying business model. The aim of this report was to apply and compare six different machine learning models in predicting credit defaults for high-risk consumer credits, using a data set provided by a Swedish consumer credit institute. READ MORE
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3. The Practice of project management in new product development : A study of Microfinance Institutions in Sub-Saharan Africa
University essay from Handelshögskolan vid Umeå universitetAbstract : Microfinance is the provision of credit/loans to poor individuals for the purpose of income generation. The Sub-Saharan African region which is among the poorest areas in the world is thought to be one of the regions where the microfinance industry is dynamic and growing in terms of acceptance and patronage. READ MORE