Essays about: "credit risk management and bank performance"
Showing result 1 - 5 of 10 essays containing the words credit risk management and bank performance.
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1. Peeking Through the Leaves : Improving Default Estimation with Machine Learning : A transparent approach using tree-based models
University essay from Umeå universitet/Institutionen för matematik och matematisk statistikAbstract : In recent years the development and implementation of AI and machine learning models has increased dramatically. The availability of quality data paving the way for sophisticated AI models. Financial institutions uses many models in their daily operations. READ MORE
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2. The value of detailed product information in credit risk prediction : A case study applied to Klarna’s Pay Later orders in Sweden
University essay from KTH/Skolan för industriell teknik och management (ITM)Abstract : In this study we propose to enhance the predictive power of a Buy Now, Pay Later (BNPL) consumer credit scorecard by leveraging detailed product information. The object of analys is in this study is Klarna Bank AB, which is the largest retail finance provider in Sweden. READ MORE
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3. Prediction of Short-term Default Probability of Credit Card Invoices Using Behavioural Data
University essay from KTH/Matematisk statistikAbstract : Probability of Default (PD) is a standard metric to model and monitor credit risk, a major risk facing financial institutions. Traditional PD models are used to forecast risk levels in the long-term, while short-term PD predictions are rarer, but they can support management decisions on an operational level. READ MORE
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4. Enterprise Risk Management Implementation and Default Risk: Evidence of Bank Industry in China and Nordic Countries
University essay from Lunds universitet/Nationalekonomiska institutionenAbstract : With the development of the global economy in the 21st century, enterprise risk management (ERM) has been more impactfully implemented by firms. Academics have studied the relationship between ERM and firms’ performance, yet few studies have covered the relationship between ERM and default risk, let alone the comparison study between banks in China and banks in Nordic countries, the two important markets in Asia and Europe. READ MORE
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5. Risk Control Systems in the Bankning Sector : A Case of Intercontinental Bank Ghana LTD
University essay from Blekinge Tekniska Högskola/Sektionen för managementAbstract : Risk management as a component of the internal control mechanism of any organisation is as important as the reason for the existence of that organisation. This is because any organisation without a risk management system in place may as well not be in existence since they may lose the profit and the whole capital together. READ MORE