Essays about: "factors affecting lending rate"

Found 3 essays containing the words factors affecting lending rate.

  1. 1. Default Risk Within Peer-to-Peer Credit Markets | Assessing the Factors Affecting Borrower's Risk of Default

    University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi; Handelshögskolan i Stockholm/Institutionen för företagande och ledning

    Author : Lucas Rintala; Marcus Braun; [2020]
    Keywords : default risk; risk factors; peer-to-peer lending; credit markets; consumer loan crowdsourcing;

    Abstract : Assessing credit risk is essential for all companies operating on the credit market. Since current literature examining credit risk rarely focus on the peer-to-peer market, this paper examines default risk within the peer-to-peer lending market to contribute to the knowledge of credit risk for investors and peer-to-peer lending platforms. READ MORE

  3. 2. Financial sustainability of microfinance : a zero default case study of the Chanthaburi Province Savings Group

    University essay from SLU/Dept. of Economics

    Author : Warut Woradithee; [2011]
    Keywords : Chanthaburi; delinquency; default; group-lending contract; joint liability; microfinance; repayment rate; welfare ;

    Abstract : Apart from poverty alleviation which is the prominent mission of microfinance institutions (MFIs), MFIs also need to maintain their financial sustainability to assure that they will have working capital in the next period. "Repayment rate" is a common indicator used to measure financial sustainability of MFIs. READ MORE

  4. 3. Credit boom or credit crunch? - A general-to-specific approach to modeling bank lending

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Richard Jörnkvist; [2010]
    Keywords : credit; bank lending; banking system; Economics; econometrics; economic theory; economic systems; economic policy; Nationalekonomi; ekonometri; ekonomisk teori; ekonomiska system; ekonomisk politik; Business and Economics;

    Abstract : In this thesis factors affecting bank lending in the United States are sought for. For this purpose variables that can be derived from prevailing theories and previous research are used. These include for example the interest rate, the nonperforming loans ratio and the capital to asset ratio. The data series cover the time period 1988Q1-2009Q3. READ MORE