Essays about: "group lending"

Showing result 1 - 5 of 25 essays containing the words group lending.

  1. 1. The "EU Climate Bank"? - A study on the environmental commitments of the European Investment Bank and the alignment with the right to a healthy environment

    University essay from Lunds universitet/Juridiska institutionen; Lunds universitet/Juridiska fakulteten

    Author : Emelie Georg; [2022]
    Keywords : European Investment Bank; the right to a healthy environment; multilateral development banks; international financial institutions; human rights; sustainable finance; the EIB Group Climate Bank Roadmap 2021-2025; Law and Political Science;

    Abstract : This thesis examines the relationship between international finance and environmental rights, and how the concept of sustainable finance has emerged as a response to climate change and the rapid transition towards a sustainable economy. Multilateral development banks (MDBs) are a key player in the transition to a green economy, contributing to 68% of global climate finance. READ MORE

  3. 2. Marketplace lending - A study of the relationship between alternative lenders and commercial banks

    University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Author : Anna Lindell; Cajsa Sernelin; [2020]
    Keywords : Marketplace Lending; FinTech; Consumer Credit; FAS 166 167; P2P lending;

    Abstract : Using a conceptual framework developed by Tang (2019), this paper examines whether Marketplace lending platforms operate as substitutes or complements to bank lending in terms of borrower credit quality and loan size. Employing data on 85,660 loans funded by LendingClub from 2009-2012, we investigate the relative difference in U.S. READ MORE

  4. 3. The impact of socio-economic factors and attributes on repayment ability in Microfinancing : A study of microfinance programs in the Amhara region

    University essay from Södertörns högskola/Nationalekonomi

    Author : Zeinab Hassano; Felicia Nordgren; [2020]
    Keywords : Microfinance; Psychometrics testinMicrofinance; Psychometrics testing; Group-lending; Disruptive technology; Ethiopia; repayment ability; collateral constraints;

    Abstract : An insufficient financial market means that poor individuals cannot access financial capital, making it difficult for them to generate a stable income. Formal banks see these individuals as unreliable customers because of their financial background and see a risk that these potential customers will not repay their loans, which would put the bank at risk. READ MORE

  5. 4. Swedish Bank Directors' Perceptions of Extended Audit Reports

    University essay from Högskolan i Jönköping/IHH, Företagsekonomi

    Author : Malin Pantsar; Tova Josefsson Hillström; [2019]
    Keywords : extended audit report; assurance level; materiality level; key audit matters; lending decisions;

    Abstract : Audited financial statements are the most substantial source of information concerning bank loan decisions, and investors mainly base their investment decisions on the financial statements in combination with the audit report. The financial crisis brought attention to the existing expectation gap between auditors and stakeholders. READ MORE

  6. 5. Creating Social Good through Debts: Critical Discourse Analysis of Borrower Representations at Kiva

    University essay from Malmö universitet/Fakulteten för kultur och samhälle (KS)

    Author : Dragomir Dimitrov; [2018]
    Keywords : online lending; microfinance; representations; borrowers; critical discourse analysis; postcolonialism; kiva; global south; individual single parents;

    Abstract : Kiva is an international non-governmental organization that competes for funds with others in the field. As a consequence, some special relationships and dependencies are formed. This paper argues that among the most significant ones are the representations of borrowers on Kiva’s online lending platform. READ MORE