Essays about: "kreditgivningsprocess"
Found 3 essays containing the word kreditgivningsprocess.
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1. Expect the Unexpected: Measuring Noise & Bias in the Credit Assessment Process
University essay from Lunds universitet/Företagsekonomiska institutionenAbstract : The purpose of the thesis is to measure how bias impacts loan officers’ decision-making upon assessing mortgage applications and the level of noise embedded within the process. Quantitative data were collected from 15 loan officers working at three different branches at Handelsbanken answering a questionnaire based on fictional mortgage applications. READ MORE
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2. Swedish banks' Regulations and Risk Management - Is it a stricter process of granting credit?
University essay from Högskolan i Jönköping/IHH, FöretagsekonomiAbstract : The purpose of this thesis is to analyze whether the Swedish big banks have changed their lending standards as a result of the Global Financial Crisis in 2008. According to the picture of how the Swedish real estate economy is highlighted in media, the way households are allowed to consume, are to many incomprehensible and is something that further needs to be analyzed. READ MORE
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3. Credit Granting Processes for Banks in Sweden : Differences in credit granting processes for households and companies
University essay from Internationella HandelshögskolanAbstract : The borrowers in the mortgage market consist of both households and companies. Themain source for financing a property weather it is a private property or a real estateproperty is a mortgage. When granting a mortgage the bank incurs a risk. READ MORE