Essays about: "network banking"

Showing result 1 - 5 of 41 essays containing the words network banking.

  1. 1. Increasing explainability of neural network based retail credit risk models

    University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Author : Anton Evilevitch; [2023]
    Keywords : Explainability; Artificial Neural Network; Mortgage Credit Risk Modeling; Förklarbarhet; Artificiella Neurala Nätverk; Modellering av Hypotekskreditrisk;

    Abstract : Due to their ’black box’ nature, Artificial Neural Networks (ANN) are not permitted for use in various applications. One such application is mortgage credit risk modeling. READ MORE

  3. 2. Comparative Analysis of Machine Learning Algorithms for Biometric Iris Recognition Systems

    University essay from Blekinge Tekniska Högskola/Institutionen för datavetenskap

    Author : Vishnu Kiran Dabbara; Neeraj Bala; [2023]
    Keywords : Computing Methodologies; Machine Learning; Neural Networks; Feature Extraction; Biometrics;

    Abstract : Background: Biometric identification plays a crucial role in various industries such as retail, and banking. Among the different biometric traits, iris patterns have become a reliable means of identification due to their unique features. In our thesis, we focus on evaluating and comparing different machine learning algorithms for irisrecognition. READ MORE

  4. 3. RNN-based Graph Neural Network for Credit Load Application leveraging Rejected Customer Cases

    University essay from Högskolan i Halmstad/Akademin för informationsteknologi

    Author : Oskar Nilsson; Benjamin Lilje; [2023]
    Keywords : Machine Learning; Deep Learning; Reject Inference; GNN; GCN; Graph Neural Networks; RNN; Recursive Neural Network; LSTM; Semi-Supervised Learning; Encoding; Decoding; Feature Elimination;

    Abstract : Machine learning plays a vital role in preventing financial losses within the banking industry, and still, a lot of state of the art and industry-standard approaches within the field neglect rejected customer information and the potential information that they hold to detect similar risk behavior.This thesis explores the possibility of including this information during training and utilizing transactional history through an LSTM to improve the detection of defaults. READ MORE

  5. 4. Individual revenue forecasting in the banking sector

    University essay from Lunds universitet/Nationalekonomiska institutionen; Lunds universitet/Statistiska institutionen

    Author : Ricardo Jorge Pinto Brandão; Simona Sulzickyte; [2023]
    Keywords : Revenue forecasting; Banking; Machine Learning; XGBoost; Customer segmentation; Business and Economics;

    Abstract : This paper analyses data from a Swedish bank combined with macroeconomic indicators to forecast revenues for individual customers over the course of four years. Separate models are created for recurring customers and customers who have just joined the bank. READ MORE

  6. 5. Networks of spillover effects to spot systemic risk in the banking industry: testing Granger causality in a high dimensional VAR model

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Emanuele Paccagnella; [2023]
    Keywords : Systemic risk - Network - Contagion - Banks - VAR; Business and Economics;

    Abstract : In this essay the evolution of global systemic risk is investigated by creating networks (and communities) of contagion among 88 banks that are deemed systemically important on a global level (particularly western economy). The contagion is defined by a Granger Causality relation between two individuals in the network, this is tested using the Post double selection method described in Margartitella et al. READ MORE