Research on Agricultural Insurance Modes in China

Abstract: The agriculture is the basic industry of national economy, and as it has the characteristic of feebleness, its development requires the safeguard and support of many kinds of mechanisms. The agricultural insurance has a great significance for avoiding the risk during agricultural production and promoting the rural economy. But at present the demand and supplies of the agricultural insurance are both dispirited, and the status quo of development is not very atisfactory in China. Therefore, develop Chinese agricultural insurance is significant and urgent all the time. Although Chinese government has done a lot of innovations and experiments in some places, the agricultural insurance market is still dead-alive in China. This thesis constructs the research from the point of the present situation of the agricultural insurance, studies and compares the data of agricultural insurance modes in Shanghai, Xinjiang and Heilongjiang in the way of using the real diagnosis, thus to propose the new viewpoint on the mode of the agricultural insurance’s present stage which is used to anticipate the future of the agricultural insurance in the end.