Essays about: "Agency problems in banks"

Found 3 essays containing the words Agency problems in banks.

  1. 1. Markets in Financial Instruments Directive II - And its effect on the principal-agent relationship within financial advisory

    University essay from Göteborgs universitet/Institutionen för nationalekonomi med statistik

    Author : Sebastian Johansson; Johan Sundén; [2017-06-28]
    Keywords : MiFID II; Financial Advisory; Business Model; Agency Theory; Principal-Agent Problems; Information Asymmetry; Adverse Selection; Moral Hazard;

    Abstract : Through an interview based study this thesis investigates how MiFID II, a new EU directive concerning the European Union’s financial markets, will affect the principal-agent relationship currently present between financial advisors and retail investors. Our sample consist of twelve representatives from Sweden’s major banks, product manufacturers, and consultancy firms, all with a solid understanding of the Swedish financial advisory scene. READ MORE

  2. 2. The Effect of Functional Diversification on Financial Conglomerates: Evidence from European Countries

    University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Author : Oskars Cimermanis; Janis Pastars; [2011]
    Keywords : Financial Conglomerates; Functional Diversity; Bank Valuation; Economies of Scope; Diversification Discount;

    Abstract : The purpose of this paper is to re-examine the diversification effect within banking industry and to check how it has been affected after the late-2000s financial crisis. The paper focuses exclusively on activity or function based diversification and evaluates how it affects market valuations of banks. READ MORE

  3. 3. Grain receipts as collateral for agribusiness' financing : a feasibility study of grain receipts for corn producers in Jalisco, Mexico

    University essay from SLU/Dept. of Economics

    Author : Ivan Garcia; [2006]
    Keywords : grain receipts; Mexico; agency theory; rural finance; warehouse receipts; rural development; collateral; agribusiness; Jalisco; corn; elevator;

    Abstract : Jalisco's corn producers from the Cienega province are locked in a cycle of low profitability. The corn producers have been affected by the lack of access to adequate financial intermediaries such as banks. The cycle of low profitability contributes towards a low quality of life and a lack of competitiveness. READ MORE