Essays about: "Application of IT in banking"

Showing result 1 - 5 of 44 essays containing the words Application of IT in banking.

1. 1. Increasing explainability of neural network based retail credit risk models

   University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

   Author : Anton Evilevitch; [2023]
   Keywords : Explainability; Artificial Neural Network; Mortgage Credit Risk Modeling; Förklarbarhet; Artificiella Neurala Nätverk; Modellering av Hypotekskreditrisk;

   Abstract : Due to their ’black box’ nature, Artificial Neural Networks (ANN) are not permitted for use in various applications. One such application is mortgage credit risk modeling. READ MORE

3. 2. RNN-based Graph Neural Network for Credit Load Application leveraging Rejected Customer Cases

   University essay from Högskolan i Halmstad/Akademin för informationsteknologi

   Author : Oskar Nilsson; Benjamin Lilje; [2023]
   Keywords : Machine Learning; Deep Learning; Reject Inference; GNN; GCN; Graph Neural Networks; RNN; Recursive Neural Network; LSTM; Semi-Supervised Learning; Encoding; Decoding; Feature Elimination;

   Abstract : Machine learning plays a vital role in preventing financial losses within the banking industry, and still, a lot of state of the art and industry-standard approaches within the field neglect rejected customer information and the potential information that they hold to detect similar risk behavior.This thesis explores the possibility of including this information during training and utilizing transactional history through an LSTM to improve the detection of defaults. READ MORE

4. 3. Networks of spillover effects to spot systemic risk in the banking industry: testing Granger causality in a high dimensional VAR model

   University essay from Lunds universitet/Nationalekonomiska institutionen

   Author : Emanuele Paccagnella; [2023]
   Keywords : Systemic risk - Network - Contagion - Banks - VAR; Business and Economics;

   Abstract : In this essay the evolution of global systemic risk is investigated by creating networks (and communities) of contagion among 88 banks that are deemed systemically important on a global level (particularly western economy). The contagion is defined by a Granger Causality relation between two individuals in the network, this is tested using the Post double selection method described in Margartitella et al. READ MORE

5. 4. Ethical Use of Persuasive Technology in Financial Products and/or Services : An Investigation of what Ethical Factors Financial Institutes Need to Recognise if they Consider using Persuasive Technology in their Services and/or Products

   University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

   Author : Marie Guldevall; [2022]
   Keywords : Persuasive Technology; Ethics; Ethical banking; Financial Services;

   Abstract : Ethics is an important issue in persuasive technology. Previous research indicates that the application areas for persuasive technology are many with evidence for use in health, education, e-commerce, and social media, which has further led to deeper research on ethics in these areas. READ MORE

6. 5. Comparative Study of Mobile Payment Apps: Google Pay and PayPal using Nielsen’s Usability Heuristics

   University essay from

   Author : Lakshmi Srinidh Pachabotla; Cherishma Konka; [2022]
   Keywords : Google Pay; Heuristic Principles; Mobile Payment Apps; PayPal; Usability;

   Abstract : Mobile banking is a feature bringing customer transactions to the doorstep of mobile users by sitting at home. As the demand for mobile payment applications has increased, numerous payment applications are developed throughout the world. READ MORE