Essays about: "Capital Adequacy Ratio"

Showing result 1 - 5 of 11 essays containing the words Capital Adequacy Ratio.

1. 1. CARs In the Driver’s Seat: The Battle Between Capital and Stock Performance

   University essay from Lunds universitet/Nationalekonomiska institutionen

   Author : Léo Fégeant; Alice Beer; [2023]
   Keywords : Capital Adequacy Ratio; Capital Requirements; Stock Returns; Basel-III; Business and Economics;

   Abstract : After the financial crisis of 2008, the Basel Committee on Banking Supervision created the latest Accord for capital requirements: The Basel III Accord. Basel III set higher requirements for both quantity and quality of capital, with the aim to mitigate systemic risk. READ MORE

3. 2. Banks' Adjustments to Basel III Capital Requirements : Empirical research on a sample of 359 banks between 2015 and 2021

   University essay from Jönköping University/IHH, Företagsekonomi

   Author : Andrea Hajnalka Csengoi; Nadia Ayadi; [2023]
   Keywords : Basel III; regulation; capital adequacy ratio; Global Financial Crisis;

   Abstract : Background: Fifteen years after the Global Financial Crisis, and four years after the enactment of the Basel III Accord, our thesis aims to answer how banks adapted to the new capital requirements. The core objective of the Basel Committee of Banking Supervision was to improve regulation and supervision and address the previous legislation deficiencies. READ MORE

4. 3. The Effectiveness of the Basel Accords : Evidence from European Banks

   University essay from Linnéuniversitetet/Institutionen för ekonomistyrning och logistik (ELO)

   Author : Alfred Persson; Petra Marcusson; [2019]
   Keywords : Basel Accord; regulatory arbitrage; bank regulation; data envelopment analysis; bank efficiency;

   Abstract : Purpose:The purpose is to investigate the adequacy of the Basel Accords to fulfill the underlying ideas of reducing risk and stabilizing the financial sector, or if it allows banks to use regulatory arbitrage to maintain a desired productive efficiency- and risk level. Methodology:A two-step analysis is constructed where each bank’s efficiency is first estimated, followed by a panel data regression on the efficiency-score and on a proxy for bank risk. READ MORE

5. 4. The Effects of International Financial ReportingStandards Adoption on Earnings Management: Evidence from Commercial Banks in Liberia

   University essay from Högskolan Dalarna/Företagsekonomi

   Author : Abraham Monah; Osedebamen Okojie; [2018]
   Keywords : IFRS; US GAAP; Earnings management; discretionary loan loss provisions; Liberia; commercial banks; accrual.;

   Abstract : Purpose - the purpose of this thesis is to investigate earnings management in an emerging economy without market force. We use discretionary loan loss provisions (DLLP) to proxy earnings management, which constitute a material portion of the total accruals in the banking industry. READ MORE

6. 5. The Impact of Credit Risk Management on Profitability of Nordic Commercial Banks

   University essay from Lunds universitet/Nationalekonomiska institutionen

   Author : Róbert Hurka; [2017]
   Keywords : credit risk management; profitability; Nordic countries; commercial banks; loan loss provision; Business and Economics;

   Abstract : This thesis investigates credit risk management in Nordic commercial banks and its effect on profitability. Two determinants of credit risk are chosen according to relevant literature, namely loan loss provision ratio and capital adequacy ratio. Thirteen banks in total are then investigated across the 16 year time frame from 2000-2015. READ MORE