Essays about: "Credit analysis"

Showing result 1 - 5 of 343 essays containing the words Credit analysis.

  1. 1. Carbon credit schemes & landownership in Scotland : an analysis of policy discourses

    University essay from SLU/Dept. of Urban and Rural Development

    Author : Imogen Cadwaladr-Rimmer; [2024]
    Keywords : carbon credit schemes; discourse policy analysis; environmental governance; landownership; land reform; neoliberalisation; rural Scotland; sustainable development.;

    Abstract : Carbon Credit Schemes have become an important feature of governance approaches to climate change in recent years and have been gaining prominence in the Global North. Scotland in particular has seen a rise in the development of carbon projects, with developers looking to sell carbon credits. READ MORE

  3. 2. Unraveling earnings management: A comprehensive analysis of loan loss provisions under IFRS 9 and the influence of executive remuneration

    University essay from Handelshögskolan i Stockholm/Institutionen för redovisning och finansiering

    Author : August Forsell; Daan van Elk; [2023]
    Keywords : Loan loss provisions; Banks; IFRS 9; Earnings management; Executive remuneration;

    Abstract : This study examines what impact the change from the Incurred Loss (IL) model under IAS 39 to the Expected Credit Loss (ECL) model under IFRS 9 had on earnings management through loan loss provisions (LLP). By studying a sample of listed European banks, our findings suggest that CEOs manage earnings through LLP but with different loss recognition practices under the two accounting regimes, recognizing fewer LLP under IAS 39 and more under IFRS 9. READ MORE

  4. 3. An Analysis of the Swedish Real  Estate Bond Market:  Characteristics, Opportunities, and  Risks : A combination of a qualitative and quantitative study

    University essay from KTH/Fastighetsföretagande och finansiella system

    Author : Hanna Landstedt; Mikaela Kulti; [2023]
    Keywords : Real Estate Bond; Bond Issuance; Bond Maturities; Credit Risk; Investment Grade; High Yield; Corporate Bond Market; Real Estate Bond Market; Fastighetsobligation; Utställande av obligationer; Obligationslöptid; Kreditrisk; Högränteobligationer; Företagsobligationsmarknaden; Fastighetsobligationsmarknaden;

    Abstract : In the aftermath of the 2008 financial crisis, the debt capital market in Sweden experienced rapid growth, resulting in a doubling of its size. In recent years, real estate companies have become increasingly dependent on financing through the capital markets. READ MORE

  5. 4. Credit Card Approval Prediction : A comparative analysis between logistic regressionclassifier, random forest classifier, support vectorclassifier with ensemble bagging classifier.

    University essay from Blekinge Tekniska Högskola/Institutionen för datavetenskap

    Author : Dhanush Janapareddy; Narendra Chowdary Yenduri; [2023]
    Keywords : Machine Learning; Logistic Regression; Random Forest; Support Vector Machine; Ensemble Learning Bagging.;

    Abstract : Background. Due to an increasing number of credit card defaulters, companies arenow taking greater precautions when approving credit applications. When a customermeets certain requirements, credit card firms typically use their experience todecide whether to grant them a credit card. READ MORE

  6. 5. Methods for local energy and climate planning : A Case stuudy on the Urban Community of Dunkirk

    University essay from KTH/Skolan för industriell teknik och management (ITM)

    Author : Sacha Thibault; [2023]
    Keywords : Energy transition - Climate and energy policy - Renewable energy - Decision-Support Tools - Local authorities; Energiomställning - Klimat- och energipolitik - Förnybar energi - Verktyg för beslutsstöd - Lokala myndigheter;

    Abstract : Energy management concerns were raised in France after the oil crisis in the 1970s. From then, the local actors developed policies to better control the energy production and consumption on the territories. Climate considerations and the need to limit greenhouse gases (GHG) emissions were then added to these energy issues in the early 2000s. READ MORE