Essays about: "Credit collection"

Showing result 1 - 5 of 24 essays containing the words Credit collection.

  1. 1. Using bank transactions to assess credit risk

    University essay from Handelshögskolan i Stockholm/Institutionen för marknadsföring och strategi

    Author : Hugo Korsell; Oscar Samuelsson; [2019]
    Keywords : Credit risk; Bank statement; Private loans; Gambling; Dishonesty;

    Abstract : A lack of proper credit risk assessment can have catastrophic consequences, not only for individual borrowers or lending banks, but for society as a whole, which was the case in the financial crisis of 2008. Therefore it is essential that any risk assessment process has as much information as possible at hand so that the delinquency predictions are as accurate as they can be. READ MORE

  2. 2. A Trade-based Inference Algorithm for Counterfactual Performance Estimation

    University essay from KTH/Matematisk statistik

    Author : Simon Almerström Przybyl; [2019]
    Keywords : ;

    Abstract : A methodology for increasing the success rate in debt collection by matching individual call center agents with optimal debtors is developed. This methodology, called the trade algorithm, consists of the following steps. The trade algorithm first identifies groups of debtors for which agent performance varies. READ MORE

  3. 3. University of Cyprus Library students’ perceptions of information literacy

    University essay from

    Author : Lilia Charalambous; [2018]
    Keywords : Information literacy; information skills; academic libraries; university students; Republic of Cyprus; University of Cyprus; library instruction;

    Abstract : The purpose of this qualitative study is to contribute knowledge on how students in an academic setting conceptualise information literacy, how they interact with information and library provided resources to meet their information needs, as well as to examine how the academic library supports students with their studies as a facilitator and its role in information literacy instruction. Taking a qualitative approach, the study used semi-structured interviews to gather the necessary data. READ MORE

  4. 4. Accumulation by Conservation : Conflicts between aquaculture, protected mangroves and small-scale fisheries in Marismas Nacionales, Mexico

    University essay from Uppsala universitet/Institutionen för geovetenskaper

    Author : Enrique Szendro; [2018]
    Keywords : sustainable development; conservation management; small-scale fisheries; mangroves; political ecology; Ramsar protected areas;

    Abstract : Brackish water ecosystems such as mangroves are among the most biodiverse in the world. The mangroves located in the Gulf of California, Mexico are not an exception. READ MORE

  5. 5. Readjusting Historical Credit Ratings : using Ordered Logistic Regression and Principal ComponentAnalysis

    University essay from Umeå universitet/Institutionen för matematik och matematisk statistik; Umeå universitet/Institutionen för matematik och matematisk statistik

    Author : Axel Cronstedt; Rebecca Andersson; [2018]
    Keywords : Ordered Logistic Regression; Principal Component Analysis; MacroEconomic Variables; Credit Risk; Credit Ratings; Multivariate Time SeriesData; Ordinal logistisk regression; Principalkomponentanalys; Makro-ekonomiska variabler; Kreditratings; Multivariata tidsserier;

    Abstract : Readjusting Historical Credit Ratings using Ordered Logistic Re-gression and Principal Component Analysis The introduction of the Basel II Accord as a regulatory document for creditrisk presented new concepts of credit risk management and credit risk mea-surements, such as enabling international banks to use internal estimates ofprobability of default (PD), exposure at default (EAD) and loss given default(LGD). These three measurements is the foundation of the regulatory capitalcalculations and are all in turn based on the bank’s internal credit ratings. READ MORE