Essays about: "Credit granting"

Showing result 1 - 5 of 27 essays containing the words Credit granting.

  1. 1. Are concessional state loans available to every SME? - Challenges and opportunities in the provision of concessional state loans for micro and small businesses engaged in tourism in the regions of Azerbaijan

    University essay from Lunds universitet/Institutionen för kulturgeografi och ekonomisk geografi; Lunds universitet/LUMID International Master programme in applied International Development and Management

    Author : Elmar Hajiyev; [2023]
    Keywords : Tourism and development; Micro and small businesses; Access to finance; Concessional state loans; Environmental factors; Supply-side factors; Demand-side factors; Social Sciences;

    Abstract : Tourism is considered one of the main driving forces of economic growth. At the same time, micro and small businesses play a vital role in the development of the tourism sector as a supply side. Also, the development of entrepreneurial activity directly depends on internal and external financial resources. READ MORE

  2. 2. Making It Right to Repair : How Might We Turn Repair Into a More Appealing Option For Citizens Who Want to Use Their Electrical and Electronic Products Longer?

    University essay from Malmö universitet/Institutionen för konst, kultur och kommunikation (K3)

    Author : Adrien Laville; [2022]
    Keywords : Interaction design; Participatory design; Service design; Policy making; Sustainability; E-waste; Repair;

    Abstract : This thesis builds on the fields of Participatory Design and Service Design to develop an inquiry into future repair practices: what they could be, how they might be encouraged and what would be their relations with public policies. It presents the concept of a municipal scheme promoting a better use of old electrical and electronic items through the creation of dedicated spaces where items can be repaired, sold or recycled and the granting of credit to be spent on repair services. READ MORE

  3. 3. Prediction of Credit Risk using Machine Learning Models

    University essay from Uppsala universitet/Signaler och system

    Author : Philip Isaac; [2022]
    Keywords : Credit Risk; Credit Risk Scorecard; Machine Learning; Artificial Intelligence; AI; Logistic Regression; eXtreme Gradient Boosting; ROC-AUC; Binning; Cross-Validation; Correlation;

    Abstract : This thesis aims to investigate different machine learning (ML) models and their performance to find the best performing model to predict credit risk at a specific company. Since granting credit to corporate customers is a part of this company's core business, managing the credit risk is of high importance. READ MORE

  4. 4. Managerial Ability, Market Competition and Trade Credit

    University essay from Handelshögskolan i Stockholm/Institutionen för redovisning och finansiering

    Author : Yao Cai; Danyang Liu; [2020]
    Keywords : Management Heterogeneity; Managerial Ability; Market Competition; Trade Creidt;

    Abstract : This thesis aims to first estimate the relationship between managerial ability and trade credit and then examine the moderating effect of market competition on this relationship. We construct a sample consisting of 24,081 firm-year observations within 4,259 US firms and employ two-dimensional fixed effects regression models to test them. READ MORE

  5. 5. Swedish Bank Directors' Perceptions of Extended Audit Reports

    University essay from Högskolan i Jönköping/IHH, Företagsekonomi

    Author : Malin Pantsar; Tova Josefsson Hillström; [2019]
    Keywords : extended audit report; assurance level; materiality level; key audit matters; lending decisions;

    Abstract : Audited financial statements are the most substantial source of information concerning bank loan decisions, and investors mainly base their investment decisions on the financial statements in combination with the audit report. The financial crisis brought attention to the existing expectation gap between auditors and stakeholders. READ MORE