Essays about: "Digitala betalningar"

Showing result 1 - 5 of 8 essays containing the words Digitala betalningar.

1. 1. On the Viability of Digital Cash in Offline Payments

   University essay from Blekinge Tekniska Högskola/Institutionen för datavetenskap

   Author : Joakim Holgersson; John Enarsson; [2022]
   Keywords : Digital cash; offline payments; anonymous payments; digital coin; electronic coin ; Digitala kontanter; offlinebetalningar; anonyma betalningar; digitala mynt; elektroniska mynt;

   Abstract : Background. As the financial systems around the world become more digitized with the use of a card and mobile payments - we see a decrease in willingness to accept cash payments in many countries. These digital payments require a stable network connection to be processed in real-time. READ MORE

3. 2. Dark Patterns in Digital Buy Now Pay Later Services

   University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

   Author : Isabella Johannesson; [2021]
   Keywords : Buy Now Pay Later; Dark Patterns; Digital Payments; Digital Invoice Services; Ethics; Pay After Delivery;

   Abstract : Buy Now Pay Later (BNPL) is a financial service whereby customers defer payment on a purchase against a short-term debt. While BNPL services have a long history, digital invoice services are now the largest market for BNPL. For the study, two of the largest providers in Sweden, and their checkout interfaces were reviewed for dark patterns. READ MORE

4. 3. Multi-sided payment platform using Blockchain and Open banking

   University essay from KTH/Hälsoinformatik och logistik

   Author : haadi feisal; ulsbold altangerel; [2019]
   Keywords : Blockchain; Open banking technology; Mobile payment; TPP; Multi-sided payment platform; Real-time payment; Blockkedja; Öppen bankteknologi; Mobil betalning; TPP; Gemensam betalningsplattform; Direktbetalning;

   Abstract : There are various large competitors, dominating the digital payment market. These competitors acquire most of the customers, maintaining their dominant influence in the market by charging customers and merchant’s fees for mobile payments. READ MORE

5. 4. Cashless society: Is there a relationship between innovation and cash circulation in economy?

   University essay from KTH/Skolan för industriell teknik och management (ITM)

   Author : Emma Glennow; Alexandra Granström; [2019]
   Keywords : Cashless society; cashless; innovation; cash circulation; currency in circulation; Global Innovation Index; money; digital payments; research and development;

   Abstract : Around the globe, countries move away from banknotes and coins in the favor of digitized payments. A number of findings from academic research conclude various benefits associated with decreased cash usage, such as enhanced economic development, less costs for governments and banks, financial transparency as well as lower economic-related crime rates. READ MORE

6. 5. Physical or Digital Payments : Towards a Dominant Design?

   University essay from KTH/Industriell ekonomi och organisation (Inst.)

   Author : ALEXANDER ANDERSSON; KARL ESSUNGER; [2018]
   Keywords : Digital payments; Physical payments; Cashless society; Retail payments; Cash usage; Card usage; Dominant design; Technological discontinuity; Technology cycle; Network externalities; Two-sided platforms; Two-sided markets; Digitala betalningar; Fysiska betalningar; Kontantanvändning; Massbetalningar; Kortanvändning; Dominant design; Teknologiska diskontinuiteter; Nätverksexternaliteter; Teknologicykel; Tvåsidiga marknader; Tvåsidiga plattformar;

   Abstract : Rapid digitalisation development has been stampeding widely across today’s societies, and not least in the payment industry. Though, the digitalisation in the payment industry has been very deviating, even between similar well-developed countries, and while there are positive and negative effects with both digital- and physical payment means, there is little knowledge that highlights the influencing factors and accompanied problems. READ MORE