Essays about: "FinTech"

Showing result 1 - 5 of 46 essays containing the word FinTech.

  1. 1. Modelling default probabilities: The classical vs. machine learning approach

    University essay from KTH/Matematisk statistik; KTH/Matematisk statistik

    Author : Filip Janovic; Paul Singh; [2020]
    Keywords : Machine learning; gradient boosting; pd-modelling; CatBoost; Random Forest; Logistic Regression; Maskininlärning; gradient boosting; fallissemangmodellering; CatBoost; Random Forest; Logistisk Regression;

    Abstract : Fintech companies that offer Buy Now, Pay Later products are heavily dependent on accurate default probability models. This is since the fintech companies bear the risk of customers not fulfilling their obligations. READ MORE

  2. 2. Make Banking Simple Again : A multiple case-study about the internationalization of the largest online retail banks in Europe

    University essay from Linnéuniversitetet/Institutionen för organisation och entreprenörskap (OE); Linnéuniversitetet/Institutionen för organisation och entreprenörskap (OE)

    Author : Sandro Lehmann; Anna Nilsson; [2020]
    Keywords : Online Bank; Retail Banking; Fintech; Internationalization; Financial Inclusion;

    Abstract : Digitalization is increasing in our society and continues to move in that direction. The shift from traditional banks to online banks is becoming more popular, and with an online bank, the international markets open. Although previous research about internationalization exists, there is no in-depth research on the specific topic of online banks. READ MORE

  3. 3. Internationalization of Financial Technology Start-ups (Fintechs) : Evidence from Ecuadorian case studies

    University essay from Linnéuniversitetet/Institutionen för marknadsföring (MF)

    Author : Katherine Estefania Monroy Zambrano; [2020]
    Keywords : Internationalization; FinTech; finance; technology; Ecuador; Latin America; emerging markets; born-digital firms;

    Abstract : In the past decade, the financial industry has been criticized to lack a faster digital transformation to provide more efficient services, where FinTech (a neologism generated from the contraction of “(Fin)ancial” and “(Tech)nology”) start-ups or fintechs represent a paradigm shift to reinvent the industry. FinTech is gaining attention in multiple academic disciplines, however, it was found that it has been neglected from the international business discipline to understand the internationalization process of fintechs. READ MORE

  4. 4. On Stranger Tides : An exploratory study on how digital start-ups navigate through business model adaptation in volatile environments

    University essay from Uppsala universitet/Företagsekonomiska institutionen; Uppsala universitet/Företagsekonomiska institutionen

    Author : Sophie Sensenhauer; Jasmin Elmi; [2020]
    Keywords : Business model; Business model adaptation; Digital start-ups; Fintech; Healthtech; Challenges; Opportunities; Strategy; Resources and capabilities; Network and partners;

    Abstract : In recent years, new technologies have led to disruption and change within most industries, resulting in the emergence of digitally-born start-ups. The purpose of this thesis is to complement the scarce theory about what the drivers of business model adaptation in start-ups consist of and how the adaptation process is managed to stay competitive. READ MORE

  5. 5. Digitalization in The Banking Industry : Adapting to The Crisis

    University essay from Umeå universitet/Företagsekonomi

    Author : Sebastian Palmquist; [2020]
    Keywords : Banking; Fintech; Digitalization; Elderly; Adaptation;

    Abstract : Research problemThe world is currently undergoing one of the most substantial crises of the past century, causing disruption both socially and economically. The effect on the Swedish inhabitants has been impactful, especially for elders, who are crippled in the ability to complete necessary tasks including private banking. READ MORE