Essays about: "Group-lending"

Showing result 1 - 5 of 8 essays containing the word Group-lending.

  1. 1. The impact of socio-economic factors and attributes on repayment ability in Microfinancing : A study of microfinance programs in the Amhara region

    University essay from Södertörns högskola/Nationalekonomi

    Author : Zeinab Hassano; Felicia Nordgren; [2020]
    Keywords : Microfinance; Psychometrics testinMicrofinance; Psychometrics testing; Group-lending; Disruptive technology; Ethiopia; repayment ability; collateral constraints;

    Abstract : An insufficient financial market means that poor individuals cannot access financial capital, making it difficult for them to generate a stable income. Formal banks see these individuals as unreliable customers because of their financial background and see a risk that these potential customers will not repay their loans, which would put the bank at risk. READ MORE

  3. 2. The role of social capital to access rural credit : a case study at Dinh Cu and Van Quat Dong village in coastal area of Thua Thien Hue province

    University essay from SLU/Dept. of Urban and Rural Development

    Author : Phi Khanh Ho Le; [2011]
    Keywords : social capital; trust; Vietnam; local organisations; credit;

    Abstract : As a poverty reduction strategy, credit access has played an important role in supporting the peasants to improve their production and living standard. However, the level of access to credit differs among various regions and it has been affected by many factors. READ MORE

  4. 3. Financial sustainability of microfinance : a zero default case study of the Chanthaburi Province Savings Group

    University essay from SLU/Dept. of Economics

    Author : Warut Woradithee; [2011]
    Keywords : Chanthaburi; delinquency; default; group-lending contract; joint liability; microfinance; repayment rate; welfare ;

    Abstract : Apart from poverty alleviation which is the prominent mission of microfinance institutions (MFIs), MFIs also need to maintain their financial sustainability to assure that they will have working capital in the next period. "Repayment rate" is a common indicator used to measure financial sustainability of MFIs. READ MORE

  5. 4. Is Trust a Necessity? - A case study of group lending within microfinance in the Mbarara district, Uganda

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Karin Göransson; Anna Östergren; [2010]
    Keywords : Uganda; poverty; market failure; microfinance; social capital.; Business and Economics;

    Abstract : One reason for poverty is that many people are denied access to financial markets. A new alternative way of providing credit to people living in a vulnerable economic situation is microfinance. Microfinance has often been a success story and one explanation has often been the impact of social capital. READ MORE

  6. 5. Repayment performance in Microfinance: a theoretical analysis

    University essay from Nationalekonomiska institutionen

    Author : Viktor Berglind; Arizo Karimi; [2008]
    Keywords : microfinance; group lending; social programs; repayment schedules; dynamic incentives; information asymmetry;

    Abstract : Offering financial services to the unprivileged is a complex task and past attempts have been rather unsuccessful. One commendable effort that has sprung from the failures of commercial banks is microfinance and thanks to innovative ideas microfinance institutions have managed to cope with many of the challenges previously experienced by the formal bank sector in the 1970’s through the 90’s. READ MORE