Essays about: "Household credit rates"

Showing result 1 - 5 of 6 essays containing the words Household credit rates.

  1. 1. The Dynamics of Swedish House Prices in the 20th and 21st Century

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Theo Herold; [2021]
    Keywords : house prices; housing market; Sweden; cointegration; VECM; Business and Economics;

    Abstract : Using data spanning from 1910 to 2020, house price dynamics of Stockholm and Gothenburg are found to be significantly affected by income, household debt, interest rates, construction costs and immigration. Real house prices in Stockholm and Gothenburg exhibit debt elasticities of 1.34 and 1. READ MORE

  3. 2. Social capital as a determinant of farmlevel sustainable land management adoption : a case study of smallholder farmers in Northern Benin

    University essay from SLU/Dept. of Economics

    Author : Olivia Riemer; [2018]
    Keywords : sustainable land management; social capital; agricultural technology adoption; principal component analysis; ordered probit model; benin;

    Abstract : In many developing countries high rates of farmland degradation contribute to the low performance of smallholder agriculture and pose serious policy challenges. Despite promotion efforts by government and non-governmental organizations adoption of improved agricultural production technologies remains low in Sub-Saharan Africa. READ MORE

  4. 3. Today's Credit Market - How to Avoid a House of Cards? : Austrian Full Reserves and the Chicago Plan as Alternatives to the Current Fractional Reserves

    University essay from Södertörns högskola/Nationalekonomi

    Author : Julia Eriksson; Julia Jordeby; [2017]
    Keywords : Full reserves; Austrian business cycle theory; the Chicago Plan; Household debt; Convertibility principle; Quantity principle; Hundraprocentiga reserver; Österrikisk konjunkturcykelteori; Chicagoplanen; Hushållens skuldsättning; Konvertibilitet; Kvantitetskontroll;

    Abstract : Today’s household debt consists for the most part of credit money, and this general phenomenon does not only occur in Sweden. Money in the economy is mostly created by private banks, as much as 97 percent of the money in the United States, while central banks only create a very small share of all money. READ MORE

  5. 4. Bubble, bubble, credit trouble? The effect of EU membership on household loan rates

    University essay from Handelshögskolan i Stockholm/Institutionen för nationalekonomi

    Author : Hanna Svenonius; Alice Hallman; [2013]
    Keywords : Household credit rates; Rate-setting behavior; Credit rate policy; Credit rate determinants; European Union;

    Abstract : This paper examines what effect EU accession - officially joining the EU as a full member - has on the new member state's market for household credit. Low lending rates have a positive effect on consumer welfare by increasing disposable income, but can also contribute to economic disaster (notably the recent subprime and sovereign-debt crises). READ MORE

  6. 5. Investment and Development Impact of Microfinance Institutions : A case study of Ghana

    University essay from Blekinge Tekniska Högskola/Sektionen för management

    Author : Yaw Francis Eduonu Duah; Eleanor Neequaye; Emmanuel Annan Kissedu; [2012]
    Keywords : Microfinance; Micro Finance Institutions; Micro and Small-Scale Enterprise; Investment; Development; Poverty. ;

    Abstract : This study with its two-fold objectives undertakes a descriptive analysis of how Microfinance Institutions (MFIs) have evolved into its multi-tiered state in Ghana and how their development has impacted other stakeholders in Ghana’s economy especially Micro and Small-Scale Enterprises (MSEs). Additionally, this study undertakes an empirical and exploratory case study to investigate how MFIs in Ghana are influencing access to finance by MSEs. READ MORE