Essays about: "Household credit"
Showing result 1 - 5 of 40 essays containing the words Household credit.
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1. Heterogeneity in demand for credit payment protection insurance
University essay from Umeå universitet/NationalekonomiAbstract : Household indebtedness has increased remarkably around the world in the last two decades (IMF, 2023) e.g., in Finland, where households borrow more, but also end up with economic difficulties where they cannot afford to amortize their loans (Tilastokeskus, 2023). READ MORE
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2. Navigating the Waves: A Study on the Effect of Income Volatility on Household Debt Accumulation
University essay from Handelshögskolan i Stockholm/Institutionen för nationalekonomiAbstract : This study investigates the influence of income volatility on household borrowing behavior, contributing to the broader discussion on the relationship between inequality and the risk of financial crises. While prior studies have generally focused on permanent income inequality, we address the overlooked aspect of transitory income inequality. READ MORE
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3. The Dynamics of Swedish House Prices in the 20th and 21st Century
University essay from Lunds universitet/Nationalekonomiska institutionenAbstract : Using data spanning from 1910 to 2020, house price dynamics of Stockholm and Gothenburg are found to be significantly affected by income, household debt, interest rates, construction costs and immigration. Real house prices in Stockholm and Gothenburg exhibit debt elasticities of 1.34 and 1. READ MORE
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4. Application of Financial Conditions Index on the Swedish Housing Market
University essay from Uppsala universitet/Nationalekonomiska institutionenAbstract : The objective of this paper is to study what financial conditions determine the development of Swedish housing activity. For this purpose, this paper explores the possibilities of constructing a monthly financial conditions index (FCI) for the domestic housing activity between January 2009 and September 2021. READ MORE
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5. Impact of Microcredit Program on Women's Empowerment in Rural Bangladesh
University essay from Karlstads universitetAbstract : Background – This study is an attempt to explore the relationship between microcredit and the socio-economic empowerment of women in rural Bangladesh. Microcredit is simply the extension of a small amount of collateral-free institutional loans to jointly liable poor group members to generate employment and income enhancing activities. READ MORE