Essays about: "Household finance"

Showing result 1 - 5 of 27 essays containing the words Household finance.

  1. 1. Bridging the Gap between Formal and Informal Finance

    University essay from Lunds universitet/Ekonomisk-historiska institutionen

    Author : Heidi Uitto; [2020]
    Keywords : financial inclusion; propensity to save; informal finance; development; gender; Business and Economics;

    Abstract : Financial inclusion, defined as access and usage of formal financial services, has several positive micro and macro-level socio-economic implications. Due to decades of vigorous policies aiming at lowering barriers to formal finance, 80 percent of Indians now own a bank account. However, there is a significant gap between account take up and usage. READ MORE

  2. 2. The Effect of House Price Risk on Homeowners' Portfolio Choice

    University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Author : Yuhuang Sun; [2020]
    Keywords : Household finance; House price risk; Limited stock market participation; Hedging motive;

    Abstract : Using the 2017 wave of China Household Finance Survey (CHFS), this paper studies how house price risk affects homeowners' stock market participation and share of liquid financial wealth invested in stocks conditional on not moving. Exploiting the subsample of homeowners whose tenure choices are exogenous due to the institutional changes during the Chinese housing market privatization, this study finds that the correlation between housing return and stock return has a crowding-out effect on both stock market participation and stock shares among participants. READ MORE

  3. 3. Irrational individuals and inefficient markets : A quantitative study of factors’ impact on individuals’ risk willingness

    University essay from Umeå universitet/Nationalekonomi

    Author : Tom Ekelund; [2020]
    Keywords : ;

    Abstract : While conventional academic finance highlights theories within modern portfolio theory such as the Capital Asset Pricing Model, the emerging field of behavioral finance tries to develop these theories by incorporating psychological elements into the equation. Furthermore, an extensively discussed phenomenon is individuals’ risk willingness. READ MORE

  4. 4. You Are What You Search : Can Google Search Queries Accurately Measure Investor Sentiment?

    University essay from Uppsala universitet/Nationalekonomiska institutionen

    Author : Farzad Ashouri Mehranjani; [2020]
    Keywords : ;

    Abstract : This paper aims at investigating the relationship between volumes of Google searches for finance related words and stock market movements in Sweden. The method follows Preis et al. (2013) who show that a superior investment strategy can be developed by incorporating search volumes data in the decision making process. READ MORE

  5. 5. Which households hold risky assets? : A study on household investment choices in the United States

    University essay from Umeå universitet/Nationalekonomi

    Author : Kristin Bruksner; [2020]
    Keywords : ;

    Abstract : This study uses U.S. data from the Survey of Consumer Finance (SCF) from year 2016 to examine how different characteristics of U.S. READ MORE