Essays about: "Household finance"

Showing result 16 - 20 of 37 essays containing the words Household finance.

  1. 16. Can the Guarantee Instrument Fight Poverty? : A Minor Field Study in the Morogoro Region in Tanzania

    University essay from Linköpings universitet/Nationalekonomi

    Author : Linnéa Prytz; Ida Norman; [2019]
    Keywords : Guarantee instrument; Financial access; Productivity; Welfare; Tanzania; Agriculture;

    Abstract : The role of access to finance for economic development has received extensive attention recently, which has brought the issue to the top of the policy agenda. The growing attention has resulted in several public policy initiatives to encourage access to financial services, especially in low-income countries where credit constraints are severe. READ MORE

  3. 17. Household Hedging Motives and Financial Risk Taking: Evidence from Europe

    University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Author : Azar Aliyev; [2019]
    Keywords : Household Finance; Risk-Taking; Hedging Motives; Human Capital; Real Estate;

    Abstract : Financial economists have suggested how hedging motives related to human capital and real estate should affect financial risk-taking of a utility maximizing household. Using rich cross-sectional data from the second wave of the Eurosystem Household Finance and Consumption Survey, I analyze how such motives relate to the propensity to participate in the markets for risky assets and the risky share - portion of financial portfolio allocated to the risky assets. READ MORE

  4. 18. How Have the Amortization Requirements Affected Housing Prices in Stockholm?

    University essay from KTH/Fastigheter och byggande

    Author : Kimberly Olsson; [2019]
    Keywords : Housing; Housing Prices; Event Study; Macroprudential Policies; Regression analysis; Fastigheter; Fastighetspriser; Eventstudie; Amorteringskrav; Regressionsanalys.;

    Abstract : The aim of this study was to investigate how the amortization requirements of 2016 and 2018 haveaffected the housing prices in Stockholm county, using an event-study approach and a regressionanalysis. Furthermore, the paper studies how the regulations have affected single-family housescompared to tenant-owned apartments, if the effect was different for tenant-owned apartments ofdifferent sizes and if existing housing compared to newly produced housing were affected differently. READ MORE

  5. 19. Shared Ownership : A vehicle for property investments and decreased household indebtedness and increased affordability

    University essay from KTH/Fastigheter och byggande

    Author : Waldemar Jansson; [2018]
    Keywords : Shared Ownership Model; Sweden; Hyrköp av bostad; Sverige;

    Abstract : There is a housing shortage in attractive urban areas in Europe and Sweden. The waiting lists for affordable rental housing are increasing and that in turn creates pressure on owner-occupied housing. Inflated asset prices and household debt have become a major concern for policy makers. READ MORE

  6. 20. The Nexus of Financial Development and Economic Growth - Impact on property prices

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Philip Sandgren; [2018]
    Keywords : Economic growth; financial development; debt; panel data analysis; common correlated effects CCE ; Business and Economics;

    Abstract : This study investigates the negative effects generated from the nexus of financial development and economic growth. Through recent years have the financial sector escalated in ‘speed’ due to the high levels of financial integration which have in turn caused an effect of ‘too much finance’. READ MORE