Essays about: "Incumbent banks"

Showing result 1 - 5 of 12 essays containing the words Incumbent banks.

  1. 1. Financial Technology's effect on the Swedish banking Industry - A study on competition and competitive strategies

    University essay from Lunds universitet/Produktionsekonomi

    Author : Douglas Wilsby; Knut Winström; [2023]
    Keywords : FinTech; competition; competitive strategy; digitalisation; technology; Open Banking; Strategy; Business model; Digital.; Technology and Engineering;

    Abstract : Titel: Financial Technology's effect on the Swedish banking Industry - A study on competition and competitive strategies Authors: Douglas Wilsby, Industrial Engineering 2018, LTH; Knut Winström, Mechanical Engineering 2018, LTH Supervisor: Ingela Elofsson, Division of Production Management at Faculty of Engineering LTH Background: The rapid advancement of technology has the potential to disrupt established industries, including the banking sector. Companies that fail to adapt to technological shifts risk losing their competitive advantage and face challenges. READ MORE

  3. 2. Peer-to-Peer lending and the Traditional banking industry : The relationship in the Swedish market from a managerial perspective

    University essay from Umeå universitet/Företagsekonomi

    Author : Karl Johan August Skoog; Carl William Simon Tollnerius; [2022]
    Keywords : Peer-to-peer lending; P2P lending; Traditional banking; FinTech; Financial institutions; Crowdfunding; Clayton Cristensen´s theory of disruption.;

    Abstract : Is the collapse of the traditional banking industry imminent? Although this is a thoughtprovoking statement and numerous arguments could be made for its inevitable demise in the faceof the fast moving and highly innovative Fintech industry, the fact remains that the traditionalbanking industry still serves as the primary financial intermediary when it comes to almost all ofour financial needs. But what if this wasn't the case? The rise of the Fintech industry has broughtwith it a tidal wave of new innovations and technologies that have in more recent yearschallenged the traditional banking industries' unassailable position in the credit market. READ MORE

  4. 3. How Fintech Has Affected the Public Discourse About Banking: Evidence from Twitter

    University essay from Handelshögskolan i Stockholm/Institutionen för företagande och ledning

    Author : Alan Rebane; Perur Ramasanthosh Kumar Reddy; [2021]
    Keywords : sentiment analysis; fintech; banking; twitter; public discourse;

    Abstract : The purpose of this paper is to understand how fintech has affected the public discourse about banking. The focus area of scholars has mostly been on technical and practical aspects of fintech and largely the public discourse around it has been overlooked. READ MORE

  5. 4. Losing their war : Using Service-Dominant Logic To Assess The Market Position Of Traditional Swedish Banks

    University essay from Luleå tekniska universitet/Institutionen för ekonomi, teknik och samhälle

    Author : Kirill Kuzhelko; [2021]
    Keywords : Banking Services; Traditional Banks; Fintech Companies; Service-Dominant Logic; Value Co-Creation Process.;

    Abstract : Being influenced by advanced technology solutions, modern business is undergoing significant transformations. This is also true about the financial services sector, where innovative solutions are being actively used and new fintech companies are emerging. Against this background, the market share of large traditional banks reduces steadily. READ MORE

  6. 5. Managing Innovation of Payments : A Study of Regulatory Compliance Within Swedish Banking

    University essay from KTH/Skolan för industriell teknik och management (ITM)

    Author : Elin Karagöz; [2020]
    Keywords : compliance and innovation; IT security regulations at incumbent banks; digital payment services; legacy technology; regelefterlevnad och innovation; IT-säkerhetsregelverk hos storbanker; digitala betaltjänster; legacy teknik;

    Abstract : This study investigates challenges that emerge for Swedish incumbent banks when pursuing compliance with IT security regulations, while simultaneously striving towards innovation in order to maintain market competitiveness in terms of digital payment service offerings. As competition increases within the payment service industry, developing innovative services becomes increasingly important. READ MORE