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Found 2 essays matching the above criteria.
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1. A Mixed-Method Case Study of Swedish Loan Officers' Mortgage Credit Decisions
University essay from Uppsala universitet/Företagsekonomiska institutionenAbstract : This thesis purpose was to examine to what extent and why loan officers’ judgment influence mortgage credit decisions. A mixed method was used to collect primary data from loan officers’ at a Swedish commercial bank. READ MORE
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2. Expect the Unexpected: Measuring Noise & Bias in the Credit Assessment Process
University essay from Lunds universitet/Företagsekonomiska institutionenAbstract : The purpose of the thesis is to measure how bias impacts loan officers’ decision-making upon assessing mortgage applications and the level of noise embedded within the process. Quantitative data were collected from 15 loan officers working at three different branches at Handelsbanken answering a questionnaire based on fictional mortgage applications. READ MORE