Essays about: "Moral hazard"

Showing result 21 - 25 of 68 essays containing the words Moral hazard.

  1. 21. Comparison of Performance Between Social and Conventional Banks : An Empirical Study of Banks in Europe

    University essay from Umeå universitet/Företagsekonomi

    Author : Anna Koivusalo; Mouaz Mansour; [2018]
    Keywords : social banks; bank performance; financial crisis;

    Abstract : Banks as financial institutions play an important role in the lives of people by facilitating the flow of funds and ensuring the stability of the global economy. Recently, the world economy witnessed various financial shocks that escalated into a financial crisis between 2007 and 2009. READ MORE

  2. 22. Precision Agriculture and Access to Agri-Finance : How precision technology can make farmers better applicants

    University essay from Umeå universitet/Företagsekonomi

    Author : Lowe Lundblad; Anna-Liisa Rissanen; [2018]
    Keywords : Agri-finance; Agricultural finance; Precision agriculture; Agricultural lending; Agricultural banking; Dynamic AAGE-model; Precisionsjordbruk; Jordbruksfinansiering;

    Abstract : The World Bank has estimated that an additional $80 billion in financing are needed annually to achieve the 70 % increase in food supply required to feed the world in 2050. One of the cornerstones in achieving this increase in production is expected to be improved agricultural technology, where one of the latest additions is precision agriculture. READ MORE

  3. 23. Markets in Financial Instruments Directive II - And its effect on the principal-agent relationship within financial advisory

    University essay from Göteborgs universitet/Institutionen för nationalekonomi med statistik

    Author : Sebastian Johansson; Johan Sundén; [2017-06-28]
    Keywords : MiFID II; Financial Advisory; Business Model; Agency Theory; Principal-Agent Problems; Information Asymmetry; Adverse Selection; Moral Hazard;

    Abstract : Through an interview based study this thesis investigates how MiFID II, a new EU directive concerning the European Union’s financial markets, will affect the principal-agent relationship currently present between financial advisors and retail investors. Our sample consist of twelve representatives from Sweden’s major banks, product manufacturers, and consultancy firms, all with a solid understanding of the Swedish financial advisory scene. READ MORE

  4. 24. Leaving Already? The Swedish Unemployment Insurance as a Pathway to Retirement

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Victor Ahlqvist; Erling Borén; [2017]
    Keywords : Business and Economics;

    Abstract : This paper studies whether Swedish workers use the unemployment insurance (UI) system as a pathway to retirement. We use longitudinal register data consisting of weekly UI benefit payments for the period 1999 to 2015. In Sweden, individuals are eligible for UI benefits for a maximum of 427 days. READ MORE

  5. 25. Mind the Gap: The Impact of the ACA Medicaid Expansion on Health Outcomes in the United States

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Connor Paterson; [2017]
    Keywords : Health economics; Affordable Care Act; Insurance; United States; Healthcare; Business and Economics;

    Abstract : The United States is the only OECD country to not provide universal health coverage to its citizens. While majority of the population is able to obtain insurance through employer-sponsored plans, many low-income adults fall victim to the ‘coverage gap’ – earning too much to qualify for state-funded social programs, in jobs that fail to provide a viable alternative. READ MORE