Essays about: "Mortgage cap"

Showing result 1 - 5 of 7 essays containing the words Mortgage cap.

  1. 1. What is driving house prices in Stockholm?

    University essay from Stockholms universitet/Nationalekonomiska institutionen

    Author : Josefin Ångman; [2016]
    Keywords : House prices; Vector error correction; Error correction; co-integration; overvaluation; long run equilibrium;

    Abstract : An increased mortgage cap was introduced in 2010, and as of May 1st 2016 an amortization requirement was introduced in an attempt to slow down house price development in Sweden. Fluctuations in the house prices can significantly influence macroeconomic stability, and with house prices in Stockholm rising even more rapidly than Sweden as a whole makes the understanding of Stockholm’s dynamics very important, especially for policy implications. READ MORE

  3. 2. The Debate on Whether the Repo Rate Should Be Affected by the Household Debt

    University essay from Göteborgs universitet/Institutionen för nationalekonomi med statistik

    Author : Sofie Karlsson; Niclas Nyqvist; [2014-03-20]
    Keywords : ;

    Abstract : According to the Sveriges Riksbank Act, the Riksbank should aim for an inflation target of 2 per cent, but at the same time foster a stable payment system. The low inflation in Sweden in the last few years has led to a situation with a tradeoff between a growing economy and the importance of financial stability. READ MORE

  4. 3. Time series analysis of repo rates and mortgagecaps eect on house price index

    University essay from KTH/Fastigheter och byggande

    Author : Jakob Stockel; [2014]
    Keywords : Time series analysis; house price index; repo rate; mortgage cap; Tidsserieanalys; fastighetsprisindex; reporanta; bolanetak;

    Abstract : Price trends on the Swedish housing market has risen sharply in recent decades and is at the moment up to the highest price level ever. The sharp price movements have opened up for discussion about a possible housing bubble. To prevent this the Riksbank can change the repo rate, which in turn aects the lenders' lending rates. READ MORE

  5. 4. The emergence of an accounting practice –An analysis of how the changes in interpretation and application of IAS 19 paragraph 83 resulted in a new accounting practice in Sweden

    University essay from Göteborgs universitet/Företagsekonomiska institutionen

    Author : Frida Martinsson; Kristina Edqvist; [2013-06-12]
    Keywords : IAS 19; discount rate; yield on mortgage bonds; new accounting practice.;

    Abstract : Background and discussion: IAS 19 paragraph 83 addresses the estimation of the discount rate used for determination of the present value of defined benefit pension plans. Until 2010, the paragraph was consistently applied within Sweden, when all companies agreed that the yield on government bonds should be used as a reference for the discount rate. READ MORE

  6. 5. The effect of the Swedish mortgage cap on house prices depending on the loan-to-value ratio: A regional study within Sweden

    University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Author : Victor Ahlin; Mathias Magnusson; [2013]
    Keywords : Mortgage cap; regional house prices; loan-to-value ratio; difference-in-difference;

    Abstract : This research aims to study the effect from the introduction of the Swedish mortgage cap in October 2010 on regional house prices in Sweden depending on the loan-to-value ratio. We study the house prices in regions around the introduction of the mortgage cap through a difference-in-difference analysis. READ MORE