Essays about: "Mortgage funds"

Showing result 1 - 5 of 6 essays containing the words Mortgage funds.

  1. 1. Mortgage funds : Examining the emergence of new mortgage finance methods in Sweden

    University essay from KTH/Industriell ekonomi och organisation (Inst.)

    Author : Abdul Betts; [2018]
    Keywords : Mortgage funds; disintermediation; financial innovation; mortgage market competition; Bolånefonder; disintermediering; finansiell innovation; konkurrens;

    Abstract : Recent reports from the Swedish Financial supervisory authority and the Swedish competition agency suggest that while bank profitability is high in Sweden, the dominant position of a handful of actors have created a situation where consumers are left displeased. The mortgage market has been highlighted as one of the most concerning markets and yet, gross margins on mortgages are reaching record levels. READ MORE

  3. 2. Is it profitable to amortize?

    University essay from KTH/Fastigheter och byggande

    Author : Marika Eskilsson; [2014]
    Keywords : Amortization; Savings; Alternative investments; Future analysis; Amortering; Sparande; Alternativinvesteringar; Framtidsanalyser;

    Abstract : Nearly all individuals who purchase a property will have to get a mortgage, which raises the issue of repayment of the loan. Is it more profitable to get out of debt or can we make the money grow faster through alternative investments? The purpose of this paper is to examine whether there are incentives for individual households to refrain from amortize. READ MORE

  4. 3. A Study of Swedish Mortgage Interest Rates and Swedbank Stock Returns : Time-varying Mortgage Margins and Stock Returns

    University essay from KTH/Bank och finans

    Author : Siyi Yang; [2012]
    Keywords : Mortgage loan; interest rate; housing market; financial market; bank’s stock return;

    Abstract : How banks set the mortgage interest rates and the sizes of the mortgage margins they obtain from making mortgage loans always attract attention from households, government authorities, politicians and market actors. This thesis studies the relationship between Swedish mortgage interest rates and mortgage lending institutions’ costs of obtaining funds, and how the gross margins of mortgage interest rates influence the banks stock returns. READ MORE

  5. 4. The Mortgagee's Rights to Enforce the Mortgage Execution

    University essay from Lunds universitet/Juridiska institutionen

    Author : Diana Veigule; [2011]
    Keywords : Mortgage Default Enforcement; Law and Political Science;

    Abstract : Nowadays, most ship acquisition transactions are performed through the finance instruments, such as loan agreements. Whereas parties to this ship finance contracts, from one side, usually, is ship owner as borrower, and, from other side might be, financial institution, as lender – such as banks, funds or private companies. READ MORE

  6. 5. Feasibility Study of Reverse Mortgages for Pension —— A Case of Hangzhou, China

    University essay from Lunds universitet/Master of Science in Global Studies; Lunds universitet/Graduate School; Lunds universitet/Socialhögskolan

    Author : Peng Wang; [2011]
    Keywords : Life Cycle Hypothesis; Reverse Mortgage; Feasibility Study; Hangzhou; China; Social Sciences;

    Abstract : Since the aging problem became increasingly serious all around the world, the solution of aged care turns to an important issue which received wide concerning. As China own the one fifth population of the world, a well formed aged care system is urgently needed. READ MORE