Essays about: "Open banking"

Showing result 1 - 5 of 25 essays containing the words Open banking.

  1. 1. Generation Y and digital banking : How can traditional Swedish retail banks address the needs and behavior of Generation Y in digital banking?

    University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Author : Ludvig Wedberg; [2019]
    Keywords : Open banking; PSD2; Multisided platforms; Personalization; Customer experience; Customer journey; Generation Y;

    Abstract : The financial sector is transforming as a result of PSD2 and open banking. The traditional retail banks face new competition from FinTechs and BigTechs. 78 percent of Nordic banks are concerned by the threat of disruption and 88 percent think that they need to rethink their business model. READ MORE

  2. 2. The Impact of FinTech Companies on Financial Institutions in Sweden

    University essay from Umeå universitet/Företagsekonomi; Umeå universitet/Företagsekonomi

    Author : Moayad Almoustafa Alterkawi; Tamer Bittar; [2019]
    Keywords : FinTech companies; IT; Innovation; FinTech applications; Financial institutions; Business model; Regulation; Cooperation; Co-opetition;

    Abstract : FinTech companies have grown tremendously during the last decades and generated great impacts on traditional financial institutions and led to enormous alteration in the ways of providing the financial services. The continuous development of the financial services has stepped into a new stage, where new entrants impact incumbents even more and many challenges accompanied by threats might come to light. READ MORE

  3. 3. Leadership during change : A study of leadership within the rapidly changing transaction banking environment

    University essay from Högskolan i Jönköping/IHH, Företagsekonomi

    Author : Sarah Fallström; [2018]
    Keywords : Leadership; Strategic Renewal; Transformational Leadership; VUCA; Change;

    Abstract : Transaction banking is changing in a fast pace due to digitalization, changes in regulation, new competition in the market etc. This acronym VUCA describes this environment; Volatility, Uncertainty, Complexity and Ambiguity. Due to changes in technology, politics and economics strategic renewal is critical to ensure long term survival. READ MORE

  4. 4. The General Data ProtectionRegulation vs. The Blockchain : A legal study on the compatibility between blockchain technology and the GDPR

    University essay from Stockholms universitet/Institutet för rättsinformatik (IRI)

    Author : Sebastian Ramsay; [2018]
    Keywords : Blockchain GDPR Cryptocurrency;

    Abstract : This thesis examines open distributed blockchain technology from a legal perspective. The blockchain is a technology used to secure and ensure the integrity of data in an unsafe digital environment. READ MORE

  5. 5. The Future Bank : Banking services seen through the eye of Generation Y, risin’ up to the challenge of industrial transformation.

    University essay from KTH/Hållbarhet och industriell dynamik; KTH/Hållbarhet och industriell dynamik

    Author : Kärsti Kämpe; Amanda Näsman; [2018]
    Keywords : Open banking; Platform economies; Generation Y; PSD2; New service development; Customer knowledge; Multi-sided platforms; Customer innovation; Open banking; Plattform ekonomier; Generation Y; PSD2; Ny tjänsteutveckling; Kundkunskaper; Flersidiga plattformar; Kunddriven innovation;

    Abstract : The financial sector, as we know it, is radically transforming. As a result of the European regulation PSD2, customers banking data is becoming available for third parties by APIs [Evry n.d]. The traditional banks are now being exposed to competition from FinTechs and BigTech [Evry 2017]. READ MORE