Essays about: "Patrik Hardin"

Found 2 essays containing the words Patrik Hardin.

1. 1. BNPL Probability of Default Modeling Including Macroeconomic Factors: A Supervised Learning Approach

   University essay from KTH/Matematisk statistik

   Author : Patrik Hardin; Robert Ingre; [2021]
   Keywords : Buy Now Pay Later; IFRS 9; Probability of Default; Expected Credit Loss; Macroeconomic factors; Machine Learning; Artificial Neural Network; XGBoost;

   Abstract : In recent years, the Buy Now Pay Later (BNPL) consumer credit industry associated with e-commerce has been rapidly emerging as an alternative to credit cards and traditional consumer credit products. In parallel, the regulation IFRS 9 was introduced in 2018 requiring creditors to become more proactive in forecasting their Expected Credit Losses and include the impact of macroeconomic factors. READ MORE

3. 2. Modelling Non-life Insurance Policyholder Price Sensitivity : A Statistical Analysis Performed with Logistic Regression

   University essay from KTH/Matematisk statistik

   Author : Patrik Hardin; Sam Tabari; [2017]
   Keywords : Mathematical Statistics; Regression Analysis; Logistic Regression; Generalized Linear Model; Insurance Pricing; Price Sensitivity; Data Analysis; Matematisk Statistik; Regression; Logistisk Regression; Försäkringsprissättning; Priskänslighet; Dataanalys;

   Abstract : This bachelor thesis within mathematical statistics studies the possibility of modelling the renewal probability for commercial non-life insurance policyholders. The project was carried out in collaboration with the non-life insurance company If P&C Insurance Ltd. at their headquarters in Stockholm, Sweden. READ MORE