Essays about: "Payment Services Directive 2"

Found 3 essays containing the words Payment Services Directive 2.

  1. 1. Economic Implications of the Payment Services Directive 2: Empirical Evidence from the Capital Markets

    University essay from Göteborgs universitet/Företagsekonomiska institutionen

    Author : Maxim Mokhonko; Kushtrim Sylejmani; [2019-02-01]
    Keywords : event study; Payment Service Directive 2; PSD 2; regulation;

    Abstract : This study is the first, to our knowledge, to analyze the effect of the Payment Services Directive 2 on the European banks’ stock returns. The financial market data is analyzed using the event study methodology. Our findings show that the PSD 2 has had a statistically significant positive impact on the stock returns of the European banks. READ MORE

  3. 2. Strategic actions to regulatory change : How banks adapt to PSD2

    University essay from Uppsala universitet/Företagsekonomiska institutionen

    Author : Mikaela Linder; Anna Sundberg; [2018]
    Keywords : ;

    Abstract : PSD2 is an EU directive implemented 1st May 2018 that forces banks to share information related to account information and payment initiations to third-party providers. The aim of the directive is mainly to increase integration, effectivity and competition on the European payment market. READ MORE

  4. 3. Through the Eyes of a Manager : A study on the perceived effects of PSD2 and the preparatory work of Swedish bank managers

    University essay from Uppsala universitet/Företagsekonomiska institutionen

    Author : Jacob Thorell; Jesper Sjöstrand; [2017]
    Keywords : Payment Services Directive 2; capabilities; managerial cognition; Resource Based View; perceived opportunities; perceived threats; capability matching; Swedish financial market; European financial market;

    Abstract : The European financial market is rapidly changing with emerging fintechs targeting the banks’ traditional value chain, leveraging on their lower pace of innovation. The Payment Services Directive 2 (PSD2) is put into force in 2018 and aims to open up the financial market to new competitors, thus, promoting positive competition. READ MORE