Essays about: "Payment innovation"

Showing result 1 - 5 of 46 essays containing the words Payment innovation.

  1. 1. Investigating the Adoption of Blockchain Technology for Cross-Border Payments in the Swedish Financial Industry : A Diffusion Theory Approach through Expert Interviews

    University essay from Linnéuniversitetet/Institutionen för informatik (IK)

    Author : Dion Ijeh; Indah Puji Rahayu; [2023]
    Keywords : Cross border payment transactions; international payments; blockchain technology; blockchain; smart contract; DLT; cryptocurrency; diffusion of innovation theory; thematic analysis; blockchain adoption; financial industry; Qualitative Research; DOI;

    Abstract : The adoption of blockchain technology for cross-border payments is not an easy task.However this qualitative study further investigates the connotations associated with adoptionof blockchain in cross-border financial transactions within Swedish financial institutions suchas banks, fintech, and credit management service companies. READ MORE

  2. 2. Breaking Boundaries with Instant Payment: A Nordic Adventure : Challenges and Opportunities to Accommodate the Innovation

    University essay from KTH/Skolan för industriell teknik och management (ITM)

    Author : Debby Nareswari Nauli Tampubolon; [2023]
    Keywords : mobile application; cross-border payments; Nordics; multi-sided platform; mobilapplikation; gränsöverskridande betalningar; Norden; flersidig plattform;

    Abstract : As globalization and interconnection between countries increase, the need for efficient cross-border payments becomes more critical. The Nordics, consisting of Denmark, Finland, Norway, and Sweden, share many economic and technological advancement similarities. READ MORE

  3. 3. Unmanned Convenience Stores: The Future of Retail or Just Glorified Vending Machines? : Empirical Evidence of Consumer Resistance in Sweden

    University essay from Umeå universitet/Företagsekonomi

    Author : Mirjam Lundin; Victor Paridon; [2022]
    Keywords : Consumer resistance; Innovation barriers; Retail industry; Unmanned convenience stores.;

    Abstract : A new business model of unmanned convenience stores has been introduced to the retail industry in recent years. An unmanned convenience store is a store format where customers can carry out their errands without involvement of service personnel due to fully automated payment solutions. READ MORE

  4. 4. Bitcoin: The Decentralized Alternative to Cross-border Payments : What is Bitcoin position in cross-border payment market?

    University essay from Jönköping University/IHH, Företagsekonomi

    Author : Muhammad Waqas Seddiqi; Farida Ibrahim; [2022]
    Keywords : ;

    Abstract : The lack of innovation from banks in cross-border payments have led to the rise of money transfer services such as Western Union, MoneyGram, PayPal etc. These money transfer companies offer better services relative to banks in terms of costs, speed of transaction and convenience. Sending and receiving money has never been as easy as it is now. READ MORE

  5. 5. Feasibility Study of Implementation of Machine Learning Models on Card Transactions

    University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Author : Samhar Alzghaier; Mervan Can Kaya; [2022]
    Keywords : Processing; Merchant; Acquirer; Customer; Demand Pricing; Dynamic Pricing; Profitability; Machine Learning; Algorithms; Naive-Bayes; AdaBoost; K-Nearest Neighbour; Stochastic Gradient Descent; Decision Trees; Random Forests;

    Abstract : Several studies have been conducted within machine learning, and various variations have been applied to a wide spectrum of other fields. However, a thorough feasibility study within the payment processing industry using machine learning classifier algorithms is yet to be explored. READ MORE