Essays about: "Physical payments"

Showing result 1 - 5 of 12 essays containing the words Physical payments.

  1. 1. A digital journey towards an empty wallet

    University essay from Södertörns högskola/Nationalekonomi

    Author : Emma Forslin; [2022]
    Keywords : Cashless economy; cashless; CBDC; innovation; currency in circulation; digital payments; physical money;

    Abstract : Digital money is growing more popular and physical money is not being used as much as it once was. But what happens if we have a cashless society and what would it mean? The purpose of this essay is to investigate if increased technological innovation lead to a decrease in the currency in circulation and if there is a short or long term effect of innovation on currency in circulation. READ MORE

  3. 2. On the Viability of Digital Cash in Offline Payments

    University essay from Blekinge Tekniska Högskola/Institutionen för datavetenskap

    Author : Joakim Holgersson; John Enarsson; [2022]
    Keywords : Digital cash; offline payments; anonymous payments; digital coin; electronic coin ; Digitala kontanter; offlinebetalningar; anonyma betalningar; digitala mynt; elektroniska mynt;

    Abstract : Background. As the financial systems around the world become more digitized with the use of a card and mobile payments - we see a decrease in willingness to accept cash payments in many countries. These digital payments require a stable network connection to be processed in real-time. READ MORE

  4. 3. Mobile Payment Adoption During The Covid-19 Pandemic: A Quantitative Study In Germany

    University essay from Jönköping University/IHH, Företagsekonomi

    Author : Niklas Herget; Philip Steinmüller Krey; [2021]
    Keywords : Mobile Payment Adoption; Germany; COVID-19; UTAUT; TAM; DOI; Intention to Use; Technology Adoption; Contactless Payments; M-Commerce; Mobile Point-of-Sale; ApplePay; Digital Wallet;

    Abstract : Background: Emerging in December 2019, the COVID-19 pandemic profoundly changed consumer behaviour leading to social distancing and mitigating physical contact. Statistics show an increased use of contactless and mobile payment usage and adoption during the pandemic. READ MORE

  5. 4. Machine Learning in Banking : Exploring the feasibility of using consumer level bank transaction data for credit risk evaluation

    University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Author : Thim Lohse; [2019]
    Keywords : ;

    Abstract : The financial industry is changing rapidly as a result of the increasing digitization of financial and economic resources and services. With a continuous increase in online payments and decrease in the usage of physical currency a new data source of fine-grained payment activities describing consumer behaviour has emerged. READ MORE

  6. 5. Cash is [no longer] king: is an e-krona the answer? : - a de lege ferenda investigation of the Swedish Riksbank's issuing mandate and other legal callenges in relation to economic effects on the payment market

    University essay from Linköpings universitet/Filosofiska fakulteten; Linköpings universitet/Affärsrätt

    Author : Arnela Imamovic; [2019]
    Keywords : E-crown; e-crown project; central bank digital currency; money; cash; banknotes and coins; physical money; tangibles; currency; legal tender; the Swedish Riksbank Act; commercial bank money; digital money; the Swedish Riksbank; central bank; commercial bank; bank; banking law; law; jurisprudence; monetary policy; safe and efficient payment system; cash-provision; economy; the payment system; digitalization; development of society; fractional reserve banking; bank run; zero lower bound; E-krona; e-kronaprojekt; digital centralbankspeng; pengar; kontanter; sedlar och mynt; fysiska pengar; valuta; lagliga betalningsmedel; affärsbankspengar; digitala pengar; Riksbanken; centralbank; affärsbank; bank; bankrätt; juridik; Lag 1988:1385 om Sveriges riksbank; penningpolitik; säkert och effektivt betalningsväsende; kontantförsörjning; ekonomi; betalningssystemet; digitalisering; samhällsutveckling; fractional reserve banking; bankrusning; zero lower bound;

    Abstract : For the past decades, the Swedish public’s payment habits have changed, where the majority of the public has abandoned the old way of making payments, using cash, and instead opted for more modern payment solutions, digital money. The difference between cash and digital money is that cash is physical and only issued by the Riksbank, whereas digital money is created by and stored on accounts at commercial banks. READ MORE