Essays about: "Retail Banking"

Showing result 16 - 20 of 48 essays containing the words Retail Banking.

  1. 16. Build, Buy or Partner – Digitizing Securities Trading in Swedish Retail Banking

    University essay from KTH/Skolan för industriell teknik och management (ITM)

    Author : Sebastian Caballero; [2020]
    Keywords : Build vs Buy; Build Buy Partner; Securities Trading; Retail Banking; Transaction Cost Econonics; Resource Based View; Production Cost Theory; Transaktionskostnadsekonomi; Produktionskostnadsteori; Resursbaserad Organisationsteori; Värdepappershandel; Retail Banking;

    Abstract : Rapid rate of digitalization, emerging financial technology and changes in consumer behaviour have begun to transform the existing paradigm in the financial industry. Incumbent banks have found it difficult to keep up with this change however and are now faced with the challenge of deciding on what digital financial services build internally, buy externally or develop through partnerships. READ MORE

  3. 17. Strategic optimization of a global bank capital management using statistical methods on open data

    University essay from KTH/Matematisk statistik

    Author : Thibaud Barreau; [2020]
    Keywords : datascience; regression; genetic algorithms; capital management; statistics; banking; datavetenskap; regression; genetiska algoritmer; kapitalhantering; statistik; bank;

    Abstract : This project is about the optimization of the capital management of a French global bank. Capital management corresponds here to allocating the available capital to the different business units. READ MORE

  4. 18. Competitors or Collaborators? A Qualitative Study of the Evolving Relationship Between Banks and FinTech Companies in the Swedish Retail Banking Industry

    University essay from Lunds universitet/Företagsekonomiska institutionen

    Author : Paula Nilsson; Ludvig Fredholm; [2020]
    Keywords : Collaboration; Competition; Co-opetition; Perception; Evolving Relationships; Retail Banking Industry; Banks; FinTech Companies; Business and Economics;

    Abstract : Title: Competitors or Collaborators? - A qualitative study on the evolving relationship between banks and FinTech companies in the Swedish retail banking industry Purpose: The primary purpose of this study is to provide an understanding of experts’ perceptions of the evolving relationship between banks and FinTech companies in the Swedish retail banking industry. Research questions: How have experts’ perceptions of the competitive and collaborative relationship between banks and FinTech companies in the Swedish retail banking industry evolved over time? How are experts perceiving the relationship to evolve in the future? Methodology: The purpose of this thesis has been achieved through qualitative research with an abductive approach. READ MORE

  5. 19. Generation Y and digital banking : How can traditional Swedish retail banks address the needs and behavior of Generation Y in digital banking?

    University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Author : Ludvig Wedberg; [2019]
    Keywords : Open banking; PSD2; Multisided platforms; Personalization; Customer experience; Customer journey; Generation Y;

    Abstract : The financial sector is transforming as a result of PSD2 and open banking. The traditional retail banks face new competition from FinTechs and BigTechs. 78 percent of Nordic banks are concerned by the threat of disruption and 88 percent think that they need to rethink their business model. READ MORE

  6. 20. The Impact of Third-Party Payment on Traditional Banking Industry in China

    University essay from Lunds universitet/Ekonomisk-historiska institutionen

    Author : Bing Lai; [2019]
    Keywords : Third-party payment; Finance innovation in China; Challenge of traditional banking; non-interest income profitability; finance regulation; Business and Economics;

    Abstract : The payment method is under transition making the world step into a digital and mobile oriented chapter. With the development of integration between internet technology and financial functions, China expects to have a large number of mobile payments from its citizens as a result of the population size. READ MORE