Essays about: "bank competition and concentration"

Showing result 1 - 5 of 6 essays containing the words bank competition and concentration.

  1. 1. Does competition in the EU banking market lead to lower interest margins? : A panel data analysis on how market competition affects banks interest margin across EU countries

    University essay from Södertörns högskola/Nationalekonomi

    Author : Daniel Henriksson; Anna Ottosson; [2021]
    Keywords : Bank; Interest margin; Market concentration; European Union; Bank; Räntemarginal; Marknadskoncentration; Europeiska unionen;

    Abstract : This study analyses the bank market competition and bank interest margins in the European Union member countries banking sector during the period 2007–2019, using panel data analysis and aggregated data for each country ́s banking sector. Our starting point is the theory about market structure and two structural indexes are used as proxies of the degree of market competition. READ MORE

  3. 2. The Swedish Banking Market: Competitive conditions undergoing change

    University essay from Göteborgs universitet/Graduate School

    Author : Fernanda Fuentes; Miriam Lilja; [2018-07-02]
    Keywords : Swedish banking market; structural changes; competition; Panzar-Rosse;

    Abstract : This paper examines competitive conditions on the Swedish banking market over the years 2006-2016, a time period where the number of Swedish banks has decreased at the same time as concentration has decreased and a large number of structural changes have taken place as for example the establishment of firms offering financial innovations and services commonly supplied by only banks. Competition is measured using the Panzar-Rosse methodology, which analyses the effect of changes in input factor prices on a reduced form of bank revenue. READ MORE

  4. 3. Competitive Conditions in the Swedish Banking System

    University essay from Göteborgs universitet/Graduate School

    Author : Yared Habte; [2012-07-18]
    Keywords : ;

    Abstract : The Swedish banking system is characterized by high asset concentration where the share of the four largest banks accounts for about 79 percent of the total assets of the whole system. Since there has been a general perception that high industry concentration impairs competitiveness, it is worthwhile to examine the competitive nature of the system. READ MORE

  5. 4. Bank Competition and Monetary Policy in Sweden

    University essay from Lunds universitet/Nationalekonomiska institutionen

    Author : Alexander Holck; Anna Lidberg; [2010]
    Keywords : monetary policy; impulse responses; concentration; Competition; VAR; Swedish banking sector; transmission mechanism; Panzar-Rosse; Business and Economics;

    Abstract : This study focuses on how the level of competition in the Swedish mortgage banking industry affects the monetary policy through the transmission mechanism. The level of competition on the Swedish banking market is measured by the use of the Herfindahl-Hirschman Index, which is a structural competition model, and by the use of Panzar-Rosse’s H-statistic, a non-structural competition model. READ MORE

  6. 5. Effects of Foreign Bank Entry on Technical Efficiency of a Bank Sector – The Case of Ghana

    University essay from Blekinge Tekniska Högskola/Sektionen för management

    Author : ABRAHAM SAKA; [2010]
    Keywords : Efficiency; Technical Efficiency; Data Envelopment Analysis; Banks;

    Abstract : ABSTRACT The purpose of this research is to analyze the effects of the entry of foreign banks on the technical efficiency performance of the domestic banking sector over the period 2000 - 2008. This study uses a sample of 23 banks (3 state banks, 9 private domestic banks and 11 foreign banks) and a two-stage approach for the data analysis. READ MORE