Essays about: "bank consumer"

Showing result 1 - 5 of 59 essays containing the words bank consumer.

  1. 1. The Influence of Buy-Now-Pay-Later on Product Return Rates in E-commerce

    University essay from Handelshögskolan i Stockholm/Institutionen för företagande och ledning

    Author : Alexander Rubanowitz; Paul Pesta; [2023]
    Keywords : Buy Now Pay Later; Product Return Rates; E-commerce; Return Behavior; Sustainability;

    Abstract : The continuous rise of e-commerce represents a channel shift away from physical retail stores. Additionally, it is also impacting purchase and return behavior. The return rates in e-commerce are higher than in traditional brick-and-mortar stores and are negatively impacting efforts to improve environmental performance. READ MORE

  2. 2. Diversity and Team Performance in Banks : A qualitative analysis of how workplace diversity and team performance are related: A study of Swedish banks

    University essay from Jönköping University/Internationella Handelshögskolan

    Author : Idiris Abiib; Richardo Mezher; [2023]
    Keywords : ;

    Abstract : Background: Given the rise of multiculturalism in Sweden and the need for businesses to adapt, this topic is particularly relevant for Swedish banks. Moreover, it provides background information on the Swedish banking sector, highlighting its historical development and the influence of digitalisation on services. READ MORE

  3. 3. First cycle, 15 credits Machine Learning based Clustering of Bank Card Consumers : Identification of risk groups for fraud detection purposes

    University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Author : Jacob Hernberg; Ali Cicek; [2022]
    Keywords : ;

    Abstract : To safeguard consumers, banks have developed machine learning based fraud detections systems which work to prevent fraudulent card transactions from occurring. The goal of this report is to improve these systems by trying to segment consumers into different risk groups. READ MORE

  4. 4. A mixed-method study on CSR communication in the Swedish banking sector

    University essay from Handelshögskolan i Stockholm/Institutionen för företagande och ledning

    Author : Ida Ludwigsson; Isabella Hong; [2022]
    Keywords : CSR communication; CSR authenticity; Knowledge; Message content factor;

    Abstract : In light of the challenges surrounding CSR communication and the obstacles facing banks that wish to effectively communicate about their CSR initiatives, the purpose of this thesis is to examine CSR communication in the context of the Swedish banking sector. By departing from a conceptual model of effective CSR communication, this thesis intends to measure the extent to which different message content factors influence CSR authenticity and leads to favourable consumer response outcomes: attitude, trust, and word-of-mouth intention. READ MORE

  5. 5. The value of detailed product information in credit risk prediction : A case study applied to Klarna’s Pay Later orders in Sweden

    University essay from KTH/Skolan för industriell teknik och management (ITM)

    Author : Mimmi Andersson; Louise von Sydow Yllenius; [2022]
    Keywords : Credit Risk Management; Consumer Credit; BNPL; Credit Scoring; Alternative Data; Product Category; Product Type; Responsible Lending; e-commerce; Kreditriskbedömning; BNPL; konsumenkredit; alternativ data; produktkategori; produkttyp; hållbar kreditgivning; onlinehandel;

    Abstract : In this study we propose to enhance the predictive power of a Buy Now, Pay Later (BNPL) consumer credit scorecard by leveraging detailed product information. The object of analys is in this study is Klarna Bank AB, which is the largest retail finance provider in Sweden. READ MORE