Essays about: "bank payments"
Showing result 1 - 5 of 44 essays containing the words bank payments.
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1. Heterogeneity in demand for credit payment protection insurance
University essay from Umeå universitet/NationalekonomiAbstract : Household indebtedness has increased remarkably around the world in the last two decades (IMF, 2023) e.g., in Finland, where households borrow more, but also end up with economic difficulties where they cannot afford to amortize their loans (Tilastokeskus, 2023). READ MORE
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2. Balancing Speed and Security: Assessing the Legislative Proposal on Instant Payments in Euro for AML/CFT Measures
University essay from Lunds universitet/Juridiska institutionen; Lunds universitet/Juridiska fakultetenAbstract : In October 2022, the European Commission announced a legislative proposal to make instant payments in euro available to all citizens with a bank account in the EU and EEA countries. When adopting new payment technologies, it can be challenging to balance security and convenience. READ MORE
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3. The E-krona and Traceability of Your Payment Data : An analysis of the fundamental differences and privacy-related impacts of the Riksbank’s e-krona pilot in comparison with card-based transactions
University essay from Uppsala universitet/Juridiska institutionenAbstract : The Riksbank is currently investigating the possibility of producing a Central Bank Digital Currency in Sweden, called “e-krona”, implemented through an “e-krona network” on a platform based on Distributed Ledger Technology. By applying the methodology of legal dogmatics, legal informatics, and a legal policy perspective, this thesis examines and analyses some of the fundamental differences in Sweden’s current payment system for transactions at the point of sale, comparing debit card-based transactions with payments using the model of the Riksbank’s e-krona pilot. READ MORE
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4. Prediction of Short-term Default Probability of Credit Card Invoices Using Behavioural Data
University essay from KTH/Matematisk statistikAbstract : Probability of Default (PD) is a standard metric to model and monitor credit risk, a major risk facing financial institutions. Traditional PD models are used to forecast risk levels in the long-term, while short-term PD predictions are rarer, but they can support management decisions on an operational level. READ MORE
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5. Stablecoins: the possibility of a cryptocurrency becoming the future means of payment
University essay from KTH/Skolan för industriell teknik och management (ITM)Abstract : The emergence of stablecoins and their current implementations share many similarities to the American free banking era. This was an era with economically inefficient money and payment systems, where banks issued private money that were fully redeemable in theory but not always in practice. READ MORE