Essays about: "bank payments"

Showing result 11 - 15 of 44 essays containing the words bank payments.

  1. 11. Using bank transactions to assess credit risk

    University essay from Handelshögskolan i Stockholm/Institutionen för marknadsföring och strategi

    Author : Hugo Korsell; Oscar Samuelsson; [2019]
    Keywords : Credit risk; Bank statement; Private loans; Gambling; Dishonesty;

    Abstract : A lack of proper credit risk assessment can have catastrophic consequences, not only for individual borrowers or lending banks, but for society as a whole, which was the case in the financial crisis of 2008. Therefore it is essential that any risk assessment process has as much information as possible at hand so that the delinquency predictions are as accurate as they can be. READ MORE

  3. 12. Machine Learning in Banking : Exploring the feasibility of using consumer level bank transaction data for credit risk evaluation

    University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

    Author : Thim Lohse; [2019]
    Keywords : ;

    Abstract : The financial industry is changing rapidly as a result of the increasing digitization of financial and economic resources and services. With a continuous increase in online payments and decrease in the usage of physical currency a new data source of fine-grained payment activities describing consumer behaviour has emerged. READ MORE

  4. 13. Digital Banking in Italy - The case of a fractioned and cash-centric financial environment: Tinaba Case Study

    University essay from Handelshögskolan i Stockholm/Institutionen för finansiell ekonomi

    Author : Azra Hadziabdic; Carlo Edward Morandi; [2019]
    Keywords : Banking; Business model; Fintech; Payments; Personal Finance;

    Abstract : Fintech is a relatively new term and it describes a series of financial products, usually available via smartphone Apps, that became widespread and accepted by the general public in the 2010s. Nowadays, almost a day does not go by without a news headline regarding Fintech, may that be for through-the-roof fundraising rounds or money laundering scandals. READ MORE

  5. 14. Cash is [no longer] king: is an e-krona the answer? : - a de lege ferenda investigation of the Swedish Riksbank's issuing mandate and other legal callenges in relation to economic effects on the payment market

    University essay from Linköpings universitet/Filosofiska fakulteten; Linköpings universitet/Affärsrätt

    Author : Arnela Imamovic; [2019]
    Keywords : E-crown; e-crown project; central bank digital currency; money; cash; banknotes and coins; physical money; tangibles; currency; legal tender; the Swedish Riksbank Act; commercial bank money; digital money; the Swedish Riksbank; central bank; commercial bank; bank; banking law; law; jurisprudence; monetary policy; safe and efficient payment system; cash-provision; economy; the payment system; digitalization; development of society; fractional reserve banking; bank run; zero lower bound; E-krona; e-kronaprojekt; digital centralbankspeng; pengar; kontanter; sedlar och mynt; fysiska pengar; valuta; lagliga betalningsmedel; affärsbankspengar; digitala pengar; Riksbanken; centralbank; affärsbank; bank; bankrätt; juridik; Lag 1988:1385 om Sveriges riksbank; penningpolitik; säkert och effektivt betalningsväsende; kontantförsörjning; ekonomi; betalningssystemet; digitalisering; samhällsutveckling; fractional reserve banking; bankrusning; zero lower bound;

    Abstract : For the past decades, the Swedish public’s payment habits have changed, where the majority of the public has abandoned the old way of making payments, using cash, and instead opted for more modern payment solutions, digital money. The difference between cash and digital money is that cash is physical and only issued by the Riksbank, whereas digital money is created by and stored on accounts at commercial banks. READ MORE

  6. 15. Comparative Study of Methodologies for Onshore Wind Power Project Economic Analysis

    University essay from Uppsala universitet/Institutionen för geovetenskaper

    Author : Grisha Sargsyan; [2019]
    Keywords : wind power; economic analysis; methodological differences; European Investment Bank; Asian Development Bank;

    Abstract : This study aims to investigate the methodological differences of wind power project economic analysis and to indicate the preferred methodology among the considered cases. The study compares the economic appraisals of onshore wind power projects. READ MORE