Essays about: "banking innovation"

Showing result 1 - 5 of 57 essays containing the words banking innovation.

1. 1. Defend or attack: when do companies’ strategies employ aggressive or defensive tactics when faced with digital transformation in banking : A two nation comparison between the Swedish and the South African bank environment

   University essay from Luleå tekniska universitet/Institutionen för ekonomi, teknik, konst och samhälle

   Author : Anmol Mehta; Brandon Liu; [2023]
   Keywords : Digital transformation; Banking; Innovation; strategic path; digital strategy; culture; Digital omvandling; bankverksamhet; innovation; strategisk väg; digital strategi; kultur;

   Abstract : In today's fast-paced and technology-driven society, the banking industry is undergoing a big change in digital transformation. Therefore, the purpose of this thesis is to investigate the reason behind the differences in digital banking product development between South Africa and Sweden, and what reasons there are behind the differences in the two environments. READ MORE

3. 2. Navigating Employee Job Satisfaction and Performance: An empirical study of FinTech adoption in a Finnish bank

   University essay from Umeå universitet/Företagsekonomi

   Author : Saher Sakr; Maiju Viitanen; [2023]
   Keywords : financial technology; fintech; technology adoption; technology acceptance; technology resistance; technology implementation; employee satisfaction; employee performance; financial institutions; traditional financial institutions; banks; banking industry; finnish banks; op bank; digitalization; digital financing; innovation in banking; artificial intelligence; blockchain; robo-advising; peer-to-peer; internet-of-things; mobile banking; online banking; theory of reasoned action; technology acceptance model; unified theory of acceptance and use of technology; motivational model;

   Abstract : While FinTech is a relatively recent subject in academic literature, it is widely acknowledged as one of the most notable innovations within the financial industry. Despite the growing interest in FinTech, there is currently a lack of comprehensive understanding regarding the exact implications it will have on established financial institutions. READ MORE

4. 3. The Transition Towards Net-Zero Emissions: Implications for Banks and Their IT Strategies

   University essay from KTH/Skolan för industriell teknik och management (ITM)

   Author : Shadab Ahmed; Ismail Hilal; [2023]
   Keywords : Sustainability; Net-Zero Emissions; Energy Consumption; Banking Sector; IT Infrastructure; IT Strategy; Green IT; Hållbarhet; Nettonollustläpp; Energiförbrukning; Banksektor; IT Infrastruktur; IT Strategi; Grön IT;

   Abstract : In response to the ever-intensifying urgency for environmental preservation, the imperative for sectors with substantial carbon footprints to adapt and drive the transition to a low carbon economy is apparent. Sustainability transitions, signifying systemic changes towards sustainable socio-technical systems, emerge as critical in this context, especially within the banking sector. READ MORE

5. 4. Exploring the Swedish Credit Market Ecosystem : A study of loan intermediaries’ contribution to a more efficient consumer credit market

   University essay from KTH/Fastighetsföretagande och finansiella system

   Author : Emil Danielsson; Sofia Nork; [2023]
   Keywords : Credit market; consumer credit; ecosystem; financial intermediaries; loan intermediaries; Kreditmarknad; konsumentkrediter; ekosystem; finansiella intermediärer; låneförmedlare;

   Abstract : A long period of low interest rates, economic growth and a booming housing market hasresulted in an increase in the debt level of Swedish households. New digital ways of providingfinancial services are changing the traditional banking world and are often praised for beingefficient and inclusive. READ MORE

6. 5. Chatbots and Customer Satisfaction in routine banking assistance: A comparative study between India and Sweden

   University essay from Högskolan i Halmstad/Akademin för informationsteknologi

   Author : Arya Hari; [2023]
   Keywords : Chatbots; Digital Services Innovation; Customer Satisfaction; Routine Banking Assistance; Digital Transformation; Financial Services;

   Abstract : With the proliferation of digital services and technologies, industries, including thebanking sector, are looking for innovative ways to improve customer experience. The criticalaspect of improving customer experience is increased customer satisfaction, which helps toattract new customers and to retain existing ones. READ MORE