Essays about: "banking net interest margin"

Showing result 1 - 5 of 11 essays containing the words banking net interest margin.

1. 1. Commercial Bank Profitability in a Negative Interest Rate Environment : A study on the relationship between negative interest rates and commercial bank profitability in Denmark

   University essay from Jönköping University/IHH, Företagsekonomi

   Author : Lukas Kipper; Mohammed Imad Albarbari; [2020]
   Keywords : Bank profitability; Negative interest rates; Danish Commercial Banks; Monetary Policy; Return on Average Assets; Net Interest Margin;

   Abstract : Background: Denmark, along with other European countries, has decided to cut its policy interest rate into negative territory to meet macroeconomic objectives. This has historically been thought of as impossible and impacts commercial banks significantly. READ MORE

3. 2. Increased regulation and higher capital requirements : The profitability of US banks during implementation of Basel III

   University essay from Umeå universitet/Företagsekonomi

   Author : Lars Edvardsson; Calle Nordlander; [2019]
   Keywords : Increased regulation; Basel III; Capital requirements; Implementation;

   Abstract : Since the financial crisis in -08 there has been a need in regulating banks and their behavior. After a while, the Basel committee took action and started to work on the third version of the Basel framework, forcing banks to maintain higher equity and to be prepared for fast drops in liquidity on the market. READ MORE

4. 3. Determinants of the spread of CET1 for European Banks : Quantitative study based on the 2016 EU-wide Stress test

   University essay from Umeå universitet/Företagsekonomi

   Author : Margaux Steiner; Marjolaine Marra; [2017]
   Keywords : CET1; capital adequacy ratio; bank regulation; spread; capital requirements; Europe;

   Abstract : Historically, banks have always had a central role in the economy. Their decisions do not only affect their shareholders and customers but the whole economic system. READ MORE

5. 4. Capital requirements and bank profitability : A comparison between the large Swedish banks and niche banks

   University essay from Högskolan i Jönköping/IHH, Nationalekonomi

   Author : Arijan Stovrag; [2017]
   Keywords : capital requirements; capital ratios; bank profitability; niche banks; basel committee; the swedish financial supervisory authority; the riksbank;

   Abstract : Purpose: The purpose of this study is to describe and explain the relation of changes in capital requirements on the profitability of Swedish banks. Method: A mixed model approach is used. The quantitative approach is con-ducted through the collection and analysis of statistics from Swe-dish banks and financial institutions. READ MORE

6. 5. The Expansion of Diversification activities: the Change of Cross-Selling Behavior after the Financial Crisis: A quantitative study of European commercial banks

   University essay from Göteborgs universitet/Graduate School

   Author : Charlotte Carlsson; Gloria Perdomo; [2016-09-15]
   Keywords : Cross-selling; net interest margin; diversification; interest income; non-interest income; traditional banking activities; non-traditional activities; dealership model;

   Abstract : This study investigates the change in the application of cross-selling strategies within European commercial banks by analyzing the relationship between banks net interest margins and non-interest income. Cross-selling consists of promoting additional products and services to an already existing customer with the intention of increasing the volume of earnings. READ MORE