Essays about: "bostadslån"

Found 5 essays containing the word bostadslån.

  1. 1. Clustering and classification of prepaid mortgages

    University essay from KTH/Matematik (Avd.)

    Author : Jakob Atli Thorsteinsson; [2023]
    Keywords : Clustering; Classification; Klustring; Klassificering;

    Abstract : This thesis aims to cluster and classify mortgages issued by a financial institution. The aim is to apply machine learning techniques on historical data in order to discover a possible structure and predictability in prepaid mortgages. READ MORE

  3. 2. Price Development of Residential Assets in the Stockholm Inner City Areas : Regression Analysis of Macro Prudential Policies, Construction Levels and Determination of Price in the Tenant Owned Market

    University essay from KTH/Fastigheter och byggande

    Author : Tim Westerberg; Riad Karadja; [2019]
    Keywords : Macro prudential policies; Stockholm; Tenant-owned asset market; Regression Analysis; Price development; New supply; Amortization requirements; Makroekonomi; Stockholm; Bostadsmarknad; Regressionsanalys; Prisutveckling; Nytt utbud; Amorteringskrav;

    Abstract : After the financial crisis in 2008 Sweden implemented a stricter monetary expansionary enforcement trying to stabilize the overall economy of the country. These measures have led to discussions about secular stagnation and an increased savings glut when the interest rate is lowered. READ MORE

  4. 3. Shared Ownership : A vehicle for property investments and decreased household indebtedness and increased affordability

    University essay from KTH/Fastigheter och byggande

    Author : Waldemar Jansson; [2018]
    Keywords : Shared Ownership Model; Sweden; Hyrköp av bostad; Sverige;

    Abstract : There is a housing shortage in attractive urban areas in Europe and Sweden. The waiting lists for affordable rental housing are increasing and that in turn creates pressure on owner-occupied housing. Inflated asset prices and household debt have become a major concern for policy makers. READ MORE

  5. 4. Effects of higher capital costs in local housing markets: Study in Täby, Upplands-Bro and Upplands Väsby municipality

    University essay from KTH/Fastigheter och byggande

    Author : Beatrice Niklasson; Linnéa Nordin; [2016]
    Keywords : Affordability; mortgage interest; capital; costs; household finances; housing market; amortization requirements; Betalningsförmåga; bolåneränta; kapitalkostnader; hushållsekonomi; bostadsmarknad; amorteringskrav;

    Abstract : This bachelor thesis aims to study the relationship between higher capital costs and the households' ability to repay their loans as well as how this affects the housing market. The work studies three areas in three different municipalities in the Stockholm region. READ MORE

  6. 5. Credit Granting Processes for Banks in Sweden : Differences in credit granting processes for households and companies

    University essay from Internationella Handelshögskolan

    Author : Charlotte Lilja; Petersson Camilla; [2010]
    Keywords : credit granting process; mortgage; real estate; private property; kreditgivningsprocess; bolån; fastigheter; bostäder;

    Abstract : The borrowers in the mortgage market consist of both households and companies. Themain source for financing a property weather it is a private property or a real estateproperty is a mortgage. When granting a mortgage the bank incurs a risk. READ MORE