Essays about: "cash and credit card"

Showing result 1 - 5 of 7 essays containing the words cash and credit card.

  1. 1. Where did my money go? A practical investigation towards users’ overspending behavior on online payment solution.

    University essay from Uppsala universitet/Institutionen för informatik och media

    Author : Hangning Zhang; [2022]
    Keywords : Credit card premium; Online payment solution; Financial management; UX Design; Human-Computer Interaction;

    Abstract : When entering the age of information technology, cash payments were slowly been replaced by other methods including credit cards and online payment applications. On one hand, it brings convenience, on the other hand, people potentially spend more money than before. READ MORE

  3. 2. Prediction of Short-term Default Probability of Credit Card Invoices Using Behavioural Data

    University essay from KTH/Matematisk statistik

    Author : Billy Lu; [2022]
    Keywords : Probability of Default; Credit Risk; Short-term Default Prediction; Machine Learning; Gradient Boosting; Thresholding; Sannolikheten för Fallissemang; Kreditrisk; Kortsiktig Fallissemang Prediktion; Maskininlärning; Gradientförstärkning; Tröskling;

    Abstract : Probability of Default (PD) is a standard metric to model and monitor credit risk, a major risk facing financial institutions. Traditional PD models are used to forecast risk levels in the long-term, while short-term PD predictions are rarer, but they can support management decisions on an operational level. READ MORE

  4. 3. Improving the Security and Efficiency of Blockchain-based Cryptocurrencies

    University essay from KTH/Skolan för elektro- och systemteknik (EES)

    Author : Rakesh Gopinath Nirmala; [2017]
    Keywords : Cryptocurrency; Bitcoin; Blockchain; Double-Spending; Trusted Hardware; SGX; Kryptovaluta; Bitcoin; Blockkedja; Dubbel-Spenderande; Anförtrodd Hårdvara; SGX;

    Abstract : In recent years, the desire for financial privacy and anonymity spurred the growth of electronic cash and cryptocurrencies. The introduction of decentralized cryptocurrencies, such as Bitcoin, accelerated their adoption in society. READ MORE

  5. 4. Exploring Consumers’ Payment Behaviours atCompleting Micro-Transactions withVending Machines in Sweden

    University essay from Uppsala universitet/Människa-datorinteraktion

    Author : Yingjie Chen; [2015]
    Keywords : Micro transactions; micro payment; vending machines; mobile payment; credit card payment; user acceptance;

    Abstract : This thesis empirically investigated factors that affect consumers’ choice of paymentoptions including cash, credit card and mobile payment, in completingmicro-transactions with vending machines. For the purpose, a theory-informedqualitative study was conducted through semi-structured interviews in combinationwith observations. READ MORE

  6. 5. The Use of Card Payment Instruments : A Panel Data Approach

    University essay from Högskolan i Jönköping/Internationella Handelshögskolan

    Author : Canan Dagdemir; Julia Sauer; [2015]
    Keywords : ;

    Abstract : The rapid growth in the use of non-cash payment instruments, specifically debit and credit cards, has become a prominent feature of modern economies. With an interest in the explanation of this phenomenon and differences in use across countries, we apply a model of payment instrument use to model the relationship between the dependent variables (total volume of card transactions, debit card transactions, and credit card transactions) and the five independent variables based on income, infrastructure, substitution, and institutional influences. READ MORE