Essays about: "commerce bank"

Showing result 1 - 5 of 17 essays containing the words commerce bank.

1. 1. The Influence of Buy-Now-Pay-Later on Product Return Rates in E-commerce

   University essay from Handelshögskolan i Stockholm/Institutionen för företagande och ledning

   Author : Alexander Rubanowitz; Paul Pesta; [2023]
   Keywords : Buy Now Pay Later; Product Return Rates; E-commerce; Return Behavior; Sustainability;

   Abstract : The continuous rise of e-commerce represents a channel shift away from physical retail stores. Additionally, it is also impacting purchase and return behavior. The return rates in e-commerce are higher than in traditional brick-and-mortar stores and are negatively impacting efforts to improve environmental performance. READ MORE

3. 2. The value of detailed product information in credit risk prediction : A case study applied to Klarna’s Pay Later orders in Sweden

   University essay from KTH/Skolan för industriell teknik och management (ITM)

   Author : Mimmi Andersson; Louise von Sydow Yllenius; [2022]
   Keywords : Credit Risk Management; Consumer Credit; BNPL; Credit Scoring; Alternative Data; Product Category; Product Type; Responsible Lending; e-commerce; Kreditriskbedömning; BNPL; konsumenkredit; alternativ data; produktkategori; produkttyp; hållbar kreditgivning; onlinehandel;

   Abstract : In this study we propose to enhance the predictive power of a Buy Now, Pay Later (BNPL) consumer credit scorecard by leveraging detailed product information. The object of analys is in this study is Klarna Bank AB, which is the largest retail finance provider in Sweden. READ MORE

4. 3. Credit Modeling with Behavioral Data

   University essay from KTH/Skolan för elektroteknik och datavetenskap (EECS)

   Author : Jingning Zhou; [2022]
   Keywords : Credit modeling; Behavioral data; Feature engineering; Kreditmodellering; Beteendedata; Funktionsteknik;

   Abstract : In recent years, the Buy Now Pay Later service has spread across the e-commerce industry, and credit modeling is inevitable of interest for related companies to predict the default rate of the customers. The traditional data used in such models are financial bureaus which include credit records bought from external financial institutions. READ MORE

5. 4. Towards Engineering Trustworthy Distributed Reputation Systems Over The Blockchain

   University essay from Malmö universitet/Fakulteten för teknik och samhälle (TS)

   Author : Georg Grankvist; Paul Moustakas; [2022]
   Keywords : Blockchain; Ethereum; Smart Contract; NFT; Bank-ID; Software Architecture; Reputation Systems; Sybil Attack; Re-entry Attack; P2P; Distributed;

   Abstract : Peer-to-peer (P2P) reputation systems, such as those used by eBay and Amazon, servean important role on the web, especially in E-commerce, as online reputation serves asa primary guiding factor for consumers in making informed decisions. The importanceof these systems, and also the increasing popularity of P2P and distributed systems, theissue of how to prevent and resist sybil and re-entry attacks becomes an important area ofresearch as they can impinge the integrity of those systems. READ MORE

6. 5. Catch the fraudster : The development of a machine learning based fraud filter

   University essay from Uppsala universitet/Avdelningen för systemteknik

   Author : Anton Andrée; [2020]
   Keywords : fraud: detection: fraud detection: machine learning: filter: fraud filter: random forest: RNN: grey list: gray list: non-numerical: features: fraudulent: banking: ecommerce: transaction;

   Abstract : E-commerce has seen a rapid growth the last two decades, making it easy for customers to shop wherever they are. The growth has also led to new kinds of fraudulent activities affecting the customers. READ MORE