Essays about: "consumer contracts"

Showing result 1 - 5 of 26 essays containing the words consumer contracts.

  1. 1. BNPL Probability of Default Modeling Including Macroeconomic Factors: A Supervised Learning Approach

    University essay from KTH/Matematisk statistik

    Author : Patrik Hardin; Robert Ingre; [2021]
    Keywords : Buy Now Pay Later; IFRS 9; Probability of Default; Expected Credit Loss; Macroeconomic factors; Machine Learning; Artificial Neural Network; XGBoost;

    Abstract : In recent years, the Buy Now Pay Later (BNPL) consumer credit industry associated with e-commerce has been rapidly emerging as an alternative to credit cards and traditional consumer credit products. In parallel, the regulation IFRS 9 was introduced in 2018 requiring creditors to become more proactive in forecasting their Expected Credit Losses and include the impact of macroeconomic factors. READ MORE

  3. 2. Smart Contracts, Insurtechs and the Future of Insurance

    University essay from Lunds universitet/Innovationsteknik

    Author : John Scherrer; Abtin Salahshor; [2020]
    Keywords : Smart contracts; Blockchain; Insurance; Insurtech; Diffusion theory; Adoption barriers; Technology and Engineering;

    Abstract : The insurance industry is notoriously conservative and has seen comparably few technological improvements in the last fifty years. A wave of new technology- driven insurance firms, or insurtechs, is changing that. READ MORE

  4. 3. Is sharing really caring?

    University essay from Handelshögskolan i Stockholm/Institutionen för företagande och ledning; Handelshögskolan i Stockholm/Institutionen för marknadsföring och strategi

    Author : Sundara Deepan Nedumaran; Aron Tesfamichael; [2019]
    Keywords : Sharing Economy; Misbehaviour; Nudging; Deviance; Deterrence;

    Abstract : The current shift towards access-based consumption, referred to as the Sharing Economy, has been of interest for researchers and practitioners alike. Within this sharing economy, the usage of mobility services has quickly increased in popularity, especially scooter sharing. READ MORE

  5. 4. Understanding the data privacy divide between the European Union and the United States

    University essay from Lunds universitet/Juridiska institutionen; Lunds universitet/Juridiska fakulteten

    Author : Maximin Orsero; [2019]
    Keywords : Law and Political Science;

    Abstract : This Thesis seeks to give its reader the tools to understand the data privacy divide between the EU and the US. It explains the crucial notions, historical and jurisprudential factors and regulatory frameworks underlying and constituting it. READ MORE

  6. 5. Non Performed Contracts in European VAT in the Light of the Newest Jurisprudence of the CJEU

    University essay from Lunds universitet/Institutionen för handelsrätt

    Author : Grigol Chkhaidze; [2019]
    Keywords : VAT; Indirect taxes; Consumption; Non-performed contracts; Law and Political Science;

    Abstract : The European system of VAT was developed in the 1950s. The majority of transactions involved the supply of goods, and suppliers and consumers used to meet face by face. Nowadays many service providers offer the possibility to the customer, that the consumer pays before the actual service is provided. READ MORE